3244 Raphael Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3244 Raphael Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,770 sqft · built 1999
Lot Size0.107 acres (4,669 sqft)
Owner2 Company Names on Record
Last Sale$174,000 (Aug 1999)
Tax Bill$7,419 (2025)
Deeds & MortgagesNov 2022 Transfer
Dec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-29-304-007

Property Details

APN / Parcel Number

Primary APN09-29-304-007

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,669 sqft (0.107 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3244 RAPHAEL CT
CitySAINT CHARLES
StateIL
Zip60175-4602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 041-RENAUX TWNH
Legal SubdivisionRENAUX MANOR TWNHM
Legal Block3
Legal Lot Number45
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3017
Census Tract852203

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3295 CLUB CENTER BLVD, 102, NAPLES, FL 34114-0815
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Intrafamily Transfer, Transfer
AF TITLE COMPANY, FOX TITLE COMPANY
Dec 9, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 1999 · Amount on Record
Deed SaleAug 16, 1999 · Amount on Record
Deed Document Number199980100
Last Transfer DateOct 29, 2022
Transfer Doc0000055175
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 15, 2022
Property Address3244 RAPHAEL CT, ST CHARLES, IL 60175-4602
Document Number0000055175
Instrument DateOct 29, 2022
Instrument2022K055175
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3295 CLUB CENTER BLVD APT 102, 102, NAPLES, FL 34114-0815

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3244 RAPHAEL CT, ST CHARLES, IL 60175-4602
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3244 RAPHAEL CT, SAINT CHARLES, IL 60175-4602

Mortgage

Document Number0000091523
DateDec 9, 2021
Instrument2021K091523
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,419.00 (+19.76%)$105,785 (+8.53%) Land $27,482 Building $78,303$317,482 (+8.53%) Land $82,479 Building $235,003
2024$97,471 (+27.03%) Land $25,322 Building $72,149$292,530 (+27.08%) Land $75,996 Building $216,534
2022$6,195.00 (+13.15%)$76,732 (+4.91%) Land $20,969 Building $55,763$230,196 (+4.91%) Land $62,907 Building $167,289
2021$5,475.00 Homeowner's exemption$73,141 Land $19,988 Building $53,153$219,423 Land $59,964 Building $159,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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