Kane County property record for 3208 Raphael Ct, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,592 sqft Living Area |
| Lot Size | 2,819 sqft (0.65 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,500 (2026) |
| Tax Bill | $6,592.00 (2025) |
Source: Kane County records · APN 09-29-353-029
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3208 RAPHAEL CT, SAINT CHARLES, IL 60175-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE SERVICES INC |
| Oct 03, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Dec 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DUNTEMAN & CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Aug 04, 2025 · Amount on Record |
| Deed Doc Number | 202620646 |
| Prior Transfer Date | Jul 14, 2025 |
| Prior Transfer Doc | 0000038707 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 20, 2026 |
| Property Address | 3208 RAPHAEL CT, SAINT CHARLES, IL 60175-4602 |
| Document Number | 0000020646 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.20646 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,160.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3208 RAPHAEL CT, SAINT CHARLES, IL 60175-4602 |
| Document Number | 0000020647, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026..20647 |
| Name | BAY MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 03, 2025 |
| Property Address | 3208 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Document Number | 0000038707 |
| Map Reference | DOC 2000K005023 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025K038707 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3208 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 01, 2020 |
| Property Address | 3208 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Document Number | 0000027838 |
| Instrument Date | May 19, 2020 |
| Instrument | 27838 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | FOX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3208 RAPHAEL CT ST CHARLES IL 601754602, ST CHARLES, IL 60175-4602 |
| Document Number | 27839 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 27839 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3208 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Document Number | 0000000801 |
| Instrument Date | Dec 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3208 RAPHAEL CT ST CHARLES IL 601754602, ST CHARLES, IL 60175-4602 |
| Document Number | 0000000801 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | 801 |
| Name | DUNTEMAN & CO |
|---|---|
| Address | 115 E TWYMAN ST, BUSHNELL, IL 61422-1320 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,592.00 (+3.29%) | ||
| 2024 | $6,382.00 (+10.15%) Homeowner's exemption | $93,981 (+20.84%) Land $23,461 Building $70,520 | $282,056 (+20.89%) Land $70,411 Building $211,645 |
| 2022 | $5,794.00 (+4.28%) Homeowner's exemption | $77,770 (+4.91%) Land $20,969 Building $56,801 | $233,310 (+4.91%) Land $62,907 Building $170,403 |
| 2021 | $5,556.00 Homeowner's exemption | $74,131 Land $19,988 Building $54,143 | $222,393 Land $59,964 Building $162,429 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-29-353-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,592 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,819 sqft (0.65 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 479 sqft Garage |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3208 RAPHAEL CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 214 OF THE TOWNES AT RENAUX MANOR UNIT 2 |
| Legal Subdivision | THE TOWNES AT RENAUX MANOR |
| Legal Block | 3 |
| Legal Lot Number | 214 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 852203 |
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