3219 Raphael Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3219 Raphael Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,994 sqft · built 2001
Lot Size	0.121 acres (5,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Nov 2021)
Tax Bill	$7,736 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-353-041`

Property Details

APN / Parcel Number

Primary APN	`09-29-353-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
Basement Area	847 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,263 sqft (0.121 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3219 RAPHAEL CT
City	SAINT CHARLES
State	IL
Zip	60175-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 238 OF THE TOWNES AT RENAUX MANOR UNIT 2 ACCORDING TO THE PLAT RECORDED JANUARY 19,2000
Legal Subdivision	THE TOWNES AT RENAUX MANOR
Legal Block	3
Legal Lot Number	238
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3017
Census Tract	852203

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3219 RAPHAEL CT, SAINT CHARLES, IL 60175-4602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Oct 23, 2001 · Amount on Record
Deed Document Number	202183912
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 5, 2021
Property Address	3219 RAPHAEL CT, ST CHARLES, IL 60175-4602
Document Number	0000083912
Instrument Date	Oct 21, 2021
Instrument	2021K083912
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3219 RAPHAEL CT, 3219, SAINT CHARLES, IL 60175-4602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3219 RAPHAEL CT, SAINT CHARLES, IL 60175-4602

Mortgage

Document Number	0000083913
Date	Nov 5, 2021
Instrument	2021K083913

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,736.00 (+20.65%) Homeowner's exemption
2024		$109,008 (+27.62%) Land $25,322 Building $83,686	$327,155 (+27.67%) Land $75,996 Building $251,158
2022	$6,412.00 (+4.24%) Homeowner's exemption	$85,416 (+4.91%) Land $20,969 Building $64,447	$256,248 (+4.91%) Land $62,907 Building $193,341
2021	$6,151.00 Homeowner's exemption	$81,419 Land $19,988 Building $61,431	$244,257 Land $59,964 Building $184,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20