3226 Raphael Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 3226 Raphael Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,584 sqft · built 1999
Lot Size0.115 acres (5,024 sqft)
OwnerIndividual Name on Record
Last Sale$171,500 (Dec 1999)
Tax Bill$4,866 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-304-010

Property Details

APN / Parcel Number

Primary APN09-29-304-010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,584 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,024 sqft (0.115 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3226 RAPHAEL CT
CitySAINT CHARLES
StateIL
Zip60175-4602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 041-RENAUX TWNH
Legal SubdivisionRENAUX MANOR TWNHM
Legal Block3
Legal Lot Number42
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3017
Census Tract852203

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3226 RAPHAEL CT, SAINT CHARLES, IL 60175-4602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 1999 · Amount on Record
Deed SaleDec 15, 1999 · Amount on Record
Deed Document Number1999118051
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3226 RAPHAEL CT, SAINT CHARLES, IL 60175-4602
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049148
DateJun 28, 2021
Instrument2021K049148
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,866.00 (-16.36%) Homeowner's exemption Senior Citizen's exemption
2024$95,410 (+22.22%) Land $25,322 Building $70,088$286,345 (+22.27%) Land $75,996 Building $210,348
2022$5,818.00 (+4.28%) Homeowner's exemption$78,063 (+4.91%) Land $20,969 Building $57,094$234,189 (+4.91%) Land $62,907 Building $171,282
2021$5,579.00 Homeowner's exemption$74,410 Land $19,988 Building $54,422$223,230 Land $59,964 Building $163,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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