Kane County property record for 3220 Raphael Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,994 sqft · built 2001 |
| Lot Size | 0.11 acres (4,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Mar 2007) |
| Tax Bill | $7,035 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-353-027 |
| Primary APN | 09-29-353-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,994 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,794 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3220 RAPHAEL CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 212 OF THE TOWNES AT RENAUX MANOR,UNIT 2, IN THE CITY OF ST CHARLES, KANE COUNTY, ILLINOIS |
| Legal Subdivision | THE TOWNES AT RENAUX MANOR |
| Legal Block | 3 |
| Legal Lot Number | 212 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 852203 |
3220 Raphael Ct is owned and occupied by two individuals who bought it in March 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3220 RAPHAEL CT, SAINT CHARLES, IL 60175-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2007 · Amount on File |
| Deed Sale | Mar 13, 2007 · Amount on File |
| Prior Sale | Jul 17, 2001 · Amount on File |
| Deed Document Number | 200728901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3220 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3220 RAPHAEL CT, SAINT CHARLES, IL 60175-4602 |
| Document Number | 0000026284 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025K026284 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3220 RAPHAEL CT, ST CHARLES, IL 60175-4602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059661 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018K059661 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2033 |
The 2025 property tax bill for 3220 Raphael Ct was $7,035 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,035.00 Homeowner's exemption | $108,318 (+8.53%) Land $27,482 Building $80,836 | $325,084 (+8.53%) Land $82,479 Building $242,605 |
| 2024 | $99,805 Land $25,322 Building $74,483 | $299,535 Land $75,996 Building $223,538 | |
| 2022 | $5,834.00 (+4.29%) Homeowner's exemption | $78,262 (+4.91%) Land $20,969 Building $57,293 | $234,786 (+4.91%) Land $62,907 Building $171,879 |
| 2021 | $5,594.00 Homeowner's exemption | $74,600 Land $19,988 Building $54,612 | $223,800 Land $59,964 Building $163,836 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3220 Raphael Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3220 Raphael Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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