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3240 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3240 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,408 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$269,000 (2018)
Tax Bill$1,807.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-4850
Alternative APNs
  • 263015070000014850
  • 120849

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,408 sqft Living Area
Gross Area3,130 sqft Gross Area
1st Floor2,408 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Deck Area432 sqft Deck
Porch Area282 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3240 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7103
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 485
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block4850
Legal Lot Number485
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3030
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4850

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3240 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
M SQUARED FINANCIAL LLC
Apr 02, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2018 · Amount on Record
Deed SaleApr 02, 2018 · Amount on Record
Prior SaleAug 01, 2016 · Amount on Record
Deed Doc Number201850927
Deed Book / Page5309 / 2045
Prior Transfer DateApr 24, 2006
Prior Transfer Doc0031420253
Record RefreshedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3240 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056360267
DateDec 06, 2019
Book Page5636/0267
Instrument2019158445
Lender
NameM SQUARED FINANCIAL LLC
TypeMortgage Company
AddressLEAWOOD, KS 66206
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 02, 2018
Property Address3240 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
Document Number0053092045
Book / Page005309 / 002045
Instrument DateMar 30, 2018
Instrument50927
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3240 PAWLEYS LOOP N ST CLOUD FL 347697103, ST CLOUD, FL 34769-7103

Mortgage

Document Number53092047
DateApr 02, 2018
Book Page005309/002047
Instrument50928
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,807.00 Homeowner's exemption Veteran's exemption$275,480 (+5.99%)$391,200 (+9.58%) Land $85,000 Building $306,200
2024$1,807.00 (+12.59%)
2023$1,605.00 (+9.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$259,920 (+3%)$357,000 (+9.98%) Land $75,000 Building $282,000
2022$1,462.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$252,350$324,600 Land $70,000 Building $254,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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