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3220 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3220 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage2,052 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2026)
Tax Bill$4,336.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-4830
Alternative APNs
  • 263015070000014830
  • 120847

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,052 sqft Living Area
Gross Area2,762 sqft Gross Area
1st Floor2,052 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area270 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3220 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7103
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 483
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block4830
Legal Lot Number483
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3030
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4830

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3220 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Aug 05, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2026 · Amount on Record
Deed SaleMar 18, 2026 · Amount on Record
Prior SaleAug 05, 2022 · Amount on Record
Deed Doc Number202636056
Deed Book / Page6939 / 1559
Prior Transfer DateAug 01, 2022
Prior Transfer Doc0062642630
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 18, 2026
Property Address3220 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
Document Number0069391559
Book / Page6939 / 1559
Map ReferenceMB 16 PG 34-41
Instrument DateMar 13, 2026
Instrument2026036056
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyTITLE FIRM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1858 SPRING SHOWER CIR, KISSIMMEE, FL 34744-6388

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103

Mortgage

Document Number0069391561
DateMar 18, 2026
Instrument6939/1561
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 05, 2022
Property Address3220 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103
Document Number0062642630
Book / Page6264 / 2630
Map ReferenceMB 16 PG 34-41
Instrument DateAug 01, 2022
Instrument2022120859
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3220 PAWLEYS LOOP N, 3220, SAINT CLOUD, FL 34769-7103

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7103

Mortgage

Document Number0062642633
DateAug 05, 2022
Instrument6264/2633
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,336.00 (+2.46%) Homeowner's exemption$211,786 (+5.99%)$350,300 (+9.54%) Land $85,000 Building $265,300
2024$4,232.00 (+7.11%)
2023$3,951.00 (+6.64%) Homeowner's exemption$199,824 (+3%)$319,800 (+10.62%) Land $75,000 Building $244,800
2022$3,705.00 Homeowner's exemption$194,004$289,100 Land $70,000 Building $219,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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