3221 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3221 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,210 sqft Heated Area
Lot Size	10,237 sqft (0.235 acres)
Occupancy	Owner Occupied
Last Sale	$274,500 (2006)
Tax Bill	$3,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120795`
Alternative APN	`152630070000014310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,210 sqft Heated Area
Gross Area	2,994 sqft Gross Area
1st Floor	2,210 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,237 sqft (0.235 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	364 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120795
Street Address	3221 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 431
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	431
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3024
Census Tract	43208

Owner

Source: Osceola County records · APN 120795

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3221 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2006 · Amount on Record
Deed Sale	Jan 05, 2006 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Doc Number	2006003093
Deed Book / Page	3019 / 1366
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (+10.09%) Homeowner's exemption	$133,579 (+5.99%)	$359,500 (+9.67%) Land $85,000 Building $274,500
2023	$3,112.00 (+7.16%) Homeowner's exemption	$126,034 (+3%)	$327,800 (+10.67%) Land $75,000 Building $252,800
2022	$2,904.00 Homeowner's exemption	$122,364	$296,200 Land $70,000 Building $226,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.