3231 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3231 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,879 sqft Heated Area
Lot Size	10,280 sqft (0.235 acres)
Garage	Finished, 542 sqft
Last Sale	$324,300 (2017)
Tax Bill	$9,516.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120796`
Alternative APN	`152630070000014320`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,879 sqft Heated Area
Gross Area	3,766 sqft Gross Area
1st Floor	2,879 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,280 sqft (0.235 acres)
Depth X Width	130 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	542 sqft Garage

Exterior Amenities

Pool Area	36 sqft Pool
Deck Area	593 sqft Deck
Porch	Open Porch
Porch Area	345 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120796
Street Address	3231 PAWLEYS LOOP N
City	SAINT CLOUD
State	FL
Zip	34769-7107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 432
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	432
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3024
Census Tract	43208

Owner

Source: Osceola County records · APN 120796

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	142 BLACKFORD AVE, STATEN ISLAND, NY 10302-1617
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Doc Number	2017183348
Deed Book / Page	5259 / 2253
Record Refreshed	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 27, 2017
Property Address	3231 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
Document Number	0052592253
Book / Page	5259 / 2253
Map Reference	MB16 PG34-41
Instrument Date	Dec 26, 2017
Instrument	2017183348
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,270.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3231 PAWLEYS LOOP N, 3231, SAINT CLOUD, FL 34769-7107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 BLACKFORD AVE, STATEN ISLAND, NY 10302-1617

Mortgage

Document Number	2017183349
Date	Dec 27, 2017
Instrument	2017183349

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,516.00 (+15.3%)	$454,600 (+8.73%) Land $85,000 Building $369,600	$454,600 (+8.73%) Land $85,000 Building $369,600
2023	$8,253.00 (+9.82%)	$418,100 (+9.8%) Land $75,000 Building $343,100	$418,100 (+9.8%) Land $75,000 Building $343,100
2022	$7,515.00	$380,800 Land $70,000 Building $310,800	$380,800 Land $70,000 Building $310,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.