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3251 Pawleys Loop N, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3251 Pawleys Loop N, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage3,402 sqft Heated Area
Lot Size12,327 sqft (0.282 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2008)
Tax Bill$4,566.00 (2025)

Property Details

APN / Parcel Number

Primary APN120798
Alternative APN
  • 152630070000014340

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,402 sqft Heated Area
Gross Area4,849 sqft Gross Area
1st Floor1,627 sqft 1st Floor
Upper Floors1,775 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,327 sqft (0.282 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area647 sqft Garage
Patio Area440 sqft Patio
PorchFinished/Screened Porch
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120798
Street Address3251 PAWLEYS LOOP N
CitySAINT CLOUD
StateFL
Zip34769-7107
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 434
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number434
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3024
Census Tract43208

Owner

Source: Osceola County records · APN 120798

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Feb 15, 2021Deed of Trust, Mortgage · Line of Credit
AMERICAN AIRLINES FCU
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2008 · Amount on Record
Deed SaleJul 02, 2008 · Amount on Record
Prior SaleFeb 09, 2006 · Amount on Record
Deed Doc Number2008109059
Deed Book / Page3706 / 2108
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107

Mortgage

Document Number0059251006
DateMar 31, 2021
Book Page5925/1006
Instrument2021048590
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107

Mortgage

Document Number0058911292
DateFeb 15, 2021
Book Page5891/1292
Instrument2021021709
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 14, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3251 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7107
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057362085
DateJun 12, 2020
Book Page5736/2085
Instrument2020075556
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,566.00 (+8.9%) Homeowner's exemption$197,222 (+5.99%)$492,900 (+9.34%) Land $85,000 Building $407,900
2023$4,193.00 (+6.02%) Homeowner's exemption$186,082 (+3%)$450,800 (+10.95%) Land $75,000 Building $375,800
2022$3,955.00 Homeowner's exemption$180,663$406,300 Land $70,000 Building $336,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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