Lorain County property record for 324 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,820 sqft · built 1965 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Nov 2022) |
| Tax Bill | $3,296 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-050 |
| Primary APN | 06-25-003-107-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 192 sqft |
| Canopy | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 324 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS SUB 3 60 X 140 |
| Legal Subdivision | UNIVERSITY HTS SUB 3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 200 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
Source: Lorain County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Nov 4, 2022 | Fiduciary Deed, Transfer · ARM THIRD FSLA OF CLEVELAND |
| Mar 1, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Deed Document Number | 2022897618 |
| Prior Transfer Date | Jul 28, 2004 |
| Prior Transfer Doc | 0000023740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 24, 2026 |
| Property Address | 324 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000108717 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026108717 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 324 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000108717, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026108717 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 4, 2022 |
| Property Address | 324 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000897618 |
| Map Reference | VOL 23 PG 68 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022-0897618 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Document Number | 0000897619 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022-0897619 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.34% |
| Max Rate At Change | 6.34% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 1, 2019 |
| Property Address | 324 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000705983 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 705983 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38475 CHESTNUT RIDGE RD ELYRIA OH 440358670, ELYRIA, OH 44035-8670 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,296.00 | $70,010 (+0.01%) Land $11,800 Building $58,210 | $200,000 (-) Land $33,700 Building $166,300 |
| 2024 | $3,296.00 (+32.21%) | $70,000 (+53.01%) Land $11,795 Building $58,205 | $200,000 (+53.01%) Land $33,700 Building $166,300 |
| 2023 | $2,493.00 (+24.15%) | $45,749 (%) Land $10,283 Building $35,466 | $130,710 (-) Land $29,380 Building $101,330 |
| 2022 | $2,008.00 | $45,750 Land $10,280 Building $35,470 | |
| 2021 | $130,710 Land $29,380 Building $101,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures