Lorain County property record for 312 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,808 sqft · built 1965 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-052 |
| Primary APN | 06-25-003-107-052 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,018 sqft |
| Basement Area | 768 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 140 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 140 sqft |
| Patio Area | 112 sqft |
| Canopy | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 312 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 67.98 X 140.00 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 202 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
312 University Ave is owned and occupied by two individuals who acquired it in July 2026.
Source: Lorain County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 30, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 17, 2021 | Warranty Deed, Transfer |
| Aug 31, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 |
| Deed Sale | Jul 2, 2026 |
| Prior Sale | Oct 11, 2024 |
| Deed Document Number | 2026102152 |
| Prior Transfer Date | Feb 23, 2026 |
| Prior Transfer Doc | 0000102152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000102152 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026102152 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST SOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000102153, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026102153 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 30, 2022 |
| Property Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000893336 |
| Map Reference | VOL 23 PG 68 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-0893336 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000893337 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022-0893337 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 17, 2021 |
| Property Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000854837 |
| Map Reference | VOL 23 PG 68 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021-0854837 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 UNIVERSITY AVE, 312, ELYRIA, OH 44035-7154 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD, TEMPE, AZ 85281-7094 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 31, 2018 |
| Property Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000686068 |
| Map Reference | MB 23 PG 68 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018-0686068 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
The 2025 property tax bill for 312 University Ave was $3,654.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 | $77,600 (+0.01%) Land $13,370 Building $64,230 | $221,700 (-) Land $38,190 Building $183,510 |
| 2024 | $3,654.00 (+14.44%) | $77,595 (+35.69%) Land $13,367 Building $64,229 | $221,700 (+35.69%) Land $38,190 Building $183,510 |
| 2023 | $3,193.00 (+0.35%) | $57,187 (-0.01%) Land $11,655 Building $45,532 | $163,390 Land $33,300 Building $130,090 |
| 2022 | $3,182.00 | $57,190 Land $11,660 Building $45,530 | |
| 2021 | $163,390 Land $33,300 Building $130,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 University Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 312 University Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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