Lorain County property record for 318 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,698 sqft · built 1963 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jun 2008) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-107-051 |
| Primary APN | 06-25-003-107-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 848 sqft |
| Basement Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 168 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 318 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 70 X 140 TOD 3/22/13 2013-0453657 |
| Legal Subdivision | UNIVERSITY HTS 3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 201 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 71100 |
318 University Ave is owned and occupied by an individual who bought it in June 2008.
Source: Lorain County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 318 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2008 · Amount on File |
| Deed Sale | Jun 16, 2008 · Amount on File |
| Prior Sale | May 29, 2002 · Amount on File |
| Deed Document Number | 2008257617 |
| Prior Transfer Date | Mar 20, 2008 |
| Prior Transfer Doc | 0000257617 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 318 UNIVERSITY AVE, ELYRIA, OH 44035-7154 |
| Document Number | 0000684721 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | KINGDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 318 UNIVERSITY AVE ELYRIA OH 440357154, ELYRIA, OH 44035-7154 |
| Document Number | 0000684721 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 684721 |
| Name | GENFED FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | SHEFFIELD LAKE, OH 44054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 21, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 318 University Ave was $3,564.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,564.00 | $71,600 (+0.01%) Land $13,760 Building $57,840 | $204,560 (-) Land $39,310 Building $165,250 |
| 2024 | $3,564.00 (+9.29%) | $71,596 (+24.13%) Land $13,759 Building $57,838 | $204,560 (+24.13%) Land $39,310 Building $165,250 |
| 2023 | $3,261.00 (+3.26%) | $57,677 (+0.17%) Land $11,998 Building $45,679 | $164,790 Land $34,280 Building $130,510 |
| 2022 | $3,158.00 | $57,580 Land $12,000 Building $45,580 | |
| 2021 | $164,510 Land $34,280 Building $130,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 318 University Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 318 University Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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