Lorain County property record for 331 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,170 sqft · built 1964 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual on Record |
| Last Sale | $250,000 (Mar 2024) |
| Tax Bill | $3,841 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-109-006 |
| Primary APN | 06-25-003-109-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| 2nd Floor Area | 1,120 sqft |
| Upper Floors Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 348 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 331 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 3 70 X 140 |
| Legal Subdivision | UNIV HTS 3 FRNT |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 210 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 71100 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 331 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY |
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 2024001351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 26, 2024 |
| Property Address | 331 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Document Number | 0000007823 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024-0007823 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 CAROL LN, ELYRIA, OH 44035-8270 |
| Document Number | 0000007824 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024-0007824 |
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 331 UNIVERSITY AVE, ELYRIA, OH 44035-7153 |
| Document Number | 0000798891 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 331 UNIVERSITY AVE ELYRIA OH 440357153, ELYRIA, OH 44035-7153 |
| Document Number | 0000798891 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 798891 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,841.00 | $81,560 (%) Land $13,760 Building $67,800 | $233,030 (-) Land $39,310 Building $193,720 |
| 2024 | $3,841.00 (+63.45%) | $81,561 (+89.09%) Land $13,759 Building $67,802 | $233,030 (+89.09%) Land $39,310 Building $193,720 |
| 2023 | $2,350.00 (+0.34%) | $43,134 (-0.01%) Land $11,998 Building $31,136 | $123,240 (-) Land $34,280 Building $88,960 |
| 2022 | $2,342.00 | $43,140 Land $12,000 Building $31,140 | |
| 2021 | $123,240 Land $34,280 Building $88,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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