313 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 313 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1960
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-109-003`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-109-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	136 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	313 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS 70 X 140
Legal Subdivision	UNIVERSITY HTS
Legal Tract	25
Legal Block	109
Legal Lot Number	207
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3014
Census Tract	71100

Owner

Source: Lorain County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 UNIVERSITY AVE, ELYRIA, OH 44035-7153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020
Deed Sale	Dec 10, 2020
Prior Sale	Nov 6, 1997 · Amount on Record
Deed Document Number	2020793059
Prior Transfer Date	Apr 15, 2014
Prior Transfer Doc	0000501432
Record Updated	Oct 29, 2026

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 10, 2020
Property Address	313 UNIVERSITY AVE, ELYRIA, OH 44035-7153
Document Number	0000793059
Map Reference	VOL 23 PG 68
Instrument Date	Dec 7, 2020
Instrument	2020-0793059
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 70, WALNUT CREEK, CA 94597-0070

Mortgage

Document Number	0000793060
Date	Dec 10, 2020
Instrument	2020-0793060

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 Homeowner's exemption	$66,090 (+%) Land $13,760 Building $52,330	$188,820 (-) Land $39,310 Building $149,510
2024	$3,136.00 (+21.64%)	$66,087 (+41.46%) Land $13,759 Building $52,329	$188,820 (+41.46%) Land $39,310 Building $149,510
2023	$2,578.00 (+1.66%)	$46,718 (%) Land $11,998 Building $34,720	$133,480 (-) Land $34,280 Building $99,200
2022	$2,536.00	$46,720 Land $12,000 Building $34,720
2021			$133,480 Land $34,280 Building $99,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20