324 N 7th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 324 N 7th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,195 sqft · built 1995
Lot Size	0.112 acres (4,861 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Jul 2024)
Tax Bill	$7,049 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`12-12-31-4500-00420-0100`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,195 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,861 sqft (0.112 acres)
Driveway	Concrete Driveway
Driveway Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 N 7TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUB DIV BL 42 LT 10 OR 52 PG 613 OR 291 PG 68 OR 315 PG 610 OR 367 PG 29 OR 530 PG 795 OR 541 PG 771 OR 817 PG 1441 OR 876 PG 1569 OR 2166/830 OR 2167/648
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	42
Legal Lot Number	10
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

324 N 7th St is owned by a company that bought it in July 2024.

Source: Flagler County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	324 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2021	Correction Deed SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Document Number	202429451
Deed Book / Page	2884 / 1299
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0025760742
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 22, 2021
Property Address	324 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0025760743
Book / Page	2576 / 743
Map Reference	MB 1 PG 24
Instrument Date	Jun 17, 2021
Instrument	2021034451
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 N CENTRAL AVE, 2001, FLAGLER BEACH, FL 32136-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 MAIN ST NW, ELK RIVER, MN 55330-1726

Mortgage

Document Number	2576745
Date	Jun 22, 2021
Instrument	2576/745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 22, 2021
Property Address	324 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0025760742
Book / Page	2576 / 742
Map Reference	MB 1 PG 24
Instrument Date	Jun 7, 2021
Instrument	2021034450
Record Updated	Jul 7, 2021
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 N 7TH ST, 324, FLAGLER BEACH, FL 32136-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 N CENTRAL AVE, FLAGLER BEACH, FL 32136-2830

Tax Assessment & Valuation

The 2025 property tax bill for 324 N 7th St was $7,049, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,049.00 (+2.49%)	$360,858 Land $136,500 Building $224,358	$360,858 Land $136,500 Building $224,358
2024	$6,878.00 (+10.69%)
2023	$6,214.00 (+0.55%)	$315,128 (+1.31%) Land $105,000 Building $210,128	$315,128 (+1.31%) Land $105,000 Building $210,128
2022	$6,180.00	$311,067 Land $105,000 Building $206,067	$311,067 Land $105,000 Building $206,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 N 7th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 N 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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