320 N 7th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 320 N 7th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 2000
Lot Size	0.112 acres (4,861 sqft)
Owner	2 Company Names on Record
Last Sale	$535,000 (Oct 2025)
Tax Bill	$6,080 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`12-12-31-4500-00420-0110`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,947 sqft
1st Floor Area	1,310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,861 sqft (0.112 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 N 7TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BL 42 LT 11 OR 52 PG 613 OR 305 PG 682 OR 367 PG 26(CD) OR 367 PG 30 OR 530 PG 795 OR 590 PG 17 OR 637 PG 1244 OR 661 PG 393 OR 922 PG 840 OR 928 PG 1665 OR 1087 PG 1478 OR 1406 PG 865 OR 2293/1174
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUBD
Legal Block	42
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

Source: Flagler County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15063 SAGEGROVE LN, FONTANA, CA 92336-0750
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Apr 9, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
May 25, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 20, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jul 18, 2018	Warranty Deed, Transfer · VA Mortgage APPROVED MORTGAGE SOURCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	202540445
Deed Book / Page	2995 / 1243
Prior Transfer Date	Feb 22, 2006
Prior Transfer Doc	0014060865
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 6, 2025
Property Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0029951243
Book / Page	2995 / 1243
Map Reference	MB 1 PG 24
Instrument Date	Sep 19, 2025
Instrument	2025040445
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	15063 SAGEGROVE LN, FONTANA, CA 92336-0750

Mortgage

Document Number	0029951248
Date	Oct 6, 2025
Instrument	2995/1248

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 9, 2021
Property Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0025481378
Book / Page	2548 / 1378
Map Reference	MB 1 PG 24
Instrument Date	Mar 10, 2021
Instrument	2021019115
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 N 7TH ST, 320, FLAGLER BEACH, FL 32136-3356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Investor	Possibly a Property Investor

Mortgage

Document Number	0025481380
Date	Apr 9, 2021
Instrument	2548/1380

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0024471125
Instrument Date	May 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 N 7TH ST FLAGLER BEACH FL 321363356, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	0024471125
Date	Jun 8, 2020
Book Page	002447/001125
Instrument	20923

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0023730225
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 N 7TH ST FLAGLER BEACH FL 321363356, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	0023730225
Date	Jul 31, 2019
Book Page	002373/000225
Instrument	28079

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 18, 2018
Property Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0022931174
Book / Page	2293 / 1174
Map Reference	MB1 PG24
Instrument Date	Jul 17, 2018
Instrument	2018026620
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 177, ANTRIM, NH 03440-0177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	2018026621
Date	Jul 18, 2018
Instrument	2018026621

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,080.00 (+2.95%)	$359,928 (+2.9%)	$384,016 (-1.51%) Land $136,500 Building $247,516
2024	$5,906.00 (-10.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$349,784 (+3%)	$389,900 (+14.81%) Land $136,500 Building $253,400
2023	$6,598.00 (+17.8%) Disabled Person's exemption Veteran's exemption	$339,596 (+2.92%) Land $105,000 Building $234,596	$339,596 (+2.92%) Land $105,000 Building $234,596
2022	$5,601.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$329,950 Land $105,000 Building $224,950	$329,950 Land $105,000 Building $224,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures