308 N 7th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 308 N 7th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,291 sqft · built 2014
Lot Size	0.111 acres (4,861 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (May 2019)
Tax Bill	$8,378 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00420-0140`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,291 sqft Heated Area
Gross Area	1,925 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,861 sqft (0.111 acres)
Driveway	Driveway
Driveway Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	308 N 7TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BLOCK 42 LOT 14 OR 52 PG 613 OR 299 PG 754 OR 1838/958 OR 1924/1824 OR 2355/503
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUB
Legal Block	42
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

308 N 7th St is owned by two individuals who bought it in May 2019.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1307 WHISPERING PINES RD, ST JOHNS, FL 32259-9186
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Mar 4, 2013 · Amount on File
Deed Document Number	2019017384
Deed Book / Page	2355 / 0503
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	308 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025301768
Date	Feb 24, 2021
Book Page	2530/1768
Instrument	2021009691

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 15, 2019
Property Address	308 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0023550503
Book / Page	002355 / 000503
Instrument Date	May 6, 2019
Instrument	17384
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 WHISPERING PINES RD ST JOHNS FL 322599186, ST JOHNS, FL 32259-9186

Mortgage

Document Number	23550505
Date	May 15, 2019
Book Page	002355/000505
Instrument	17385

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 308 N 7th St was $8,378.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,378.00	$428,900 Land $136,500 Building $292,400	$428,900 Land $136,500 Building $292,400
2023	$7,148.00 (+6.81%)	$378,240 (+2.34%) Land $105,000 Building $273,240	$378,240 (+2.34%) Land $105,000 Building $273,240
2022	$6,692.00	$369,594 Land $105,000 Building $264,594	$369,594 Land $105,000 Building $264,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 N 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 N 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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