312 N 7th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 312 N 7th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,432 sqft · built 2004
Lot Size	0.112 acres (4,861 sqft)
Owner	2 Individual Names on File
Last Sale	$284,900 (Sep 2017)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00420-0130`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0130`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,432 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,861 sqft (0.112 acres)
Driveway	Concrete Driveway
Driveway Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 N 7TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BLOCK 42 LOT 13 OR 52 PG 613 OR 489 PG 1165 OR 692 PG 1926 OR 704 PG 1974 OR 740/33 OR 1822/9-DC OR 2000/1311 OR 2229/633 OR 2276/1629-RDMAN RESTUCCIA TRUST
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUBD
Legal Block	42
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

312 N 7th St is owned and occupied by two individuals who acquired it in October 2026.

Source: Flagler County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	201731799
Deed Book / Page	2229 / 633
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000041743
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 13, 2026
Property Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0000041743
Book / Page	3094 / 1239
Instrument Date	Oct 1, 2026
Instrument	202641743
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	May 4, 2018
Property Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0022761629
Book / Page	002276 / 001629
Instrument Date	May 3, 2018
Instrument	16358
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 N 7TH ST FLAGLER BEACH FL 321363356, FLAGLER BEACH, FL 32136-3356

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 7, 2017
Property Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0022290633
Book / Page	2229 / 0633
Map Reference	MB1 PG24
Instrument Date	Aug 31, 2017
Instrument	2017031799
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ANCHOR TITLE & LAW PA

Transaction

Amount	Amount on Record
Tax	$1,994.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 JEFFERSON DR UNIT 180, 390, DEERFIELD BEACH, FL 33442-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	2017031800
Date	Sep 7, 2017
Instrument	2017031800

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 312 N 7th St was $3,526 with a homeowner's exemption, up 3.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (+3.07%) Homeowner's exemption	$224,215	$420,052 Land $136,500 Building $283,552
2024	$3,421.00 (+3.04%)
2023	$3,320.00 (+2.91%) Homeowner's exemption	$211,549 (+3%)	$353,220 (+2.12%) Land $105,000 Building $248,220
2022	$3,226.00 Homeowner's exemption	$205,388	$345,897 Land $105,000 Building $240,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 N 7th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 N 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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