304 N 7th St, Flagler Beach, FL 32136 Property Records

Flagler County property record for 304 N 7th St, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,185 sqft · built 2023
Lot Size	0.112 acres (4,861 sqft)
Owner	Company Name on Record
Last Sale	$944,000 (Mar 2026)
Tax Bill	$2,070 (2023)
Deeds & Mortgages	Apr 2026 Sale Mar 2026 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4500-00420-0150`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4500-00420-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,861 sqft (0.112 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 N 7TH ST
City	FLAGLER BEACH
State	FL
Zip	32136-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE MOODY SUBD BLOCK 42 LOT 15 OR 52 PG 613 OR 283 PG 296 OR 870 PG 379 OR 1152 PG 241
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	GEORGE MOODY SUBD
Legal Block	42
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1023
Census Tract	60302

Owner

Source: Flagler County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 FERNMILL LN, PALM COAST, FL 32137-9105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 8, 2026	Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE
Apr 5, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 24, 2023	Deed of Trust, Mortgage · VA Mortgage AMERIS BANK
Feb 9, 2021	Warranty Deed, Transfer OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2026 · Amount on Record
Deed Sale	Mar 8, 2026 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20269930
Deed Book / Page	3036 / 113
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000014759
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 10, 2026
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0000014759
Book / Page	3045 / 1551
Instrument Date	Apr 7, 2026
Instrument	202614759
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7 FERNMILL LN, PALM COAST, FL 32137-9105

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 8, 2026
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0030360113
Book / Page	3036 / 113
Map Reference	MB 1 PG 24
Instrument Date	Mar 3, 2026
Instrument	2026009930
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	VETERANS TITLE INC, VETERANS TITLE

Transaction

Amount	Amount Recorded
Tax	$6,608.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S DAYTONA AVE # AVE184, AVE184, FLAGLER BEACH, FL 32136-3612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FERNMILL LN, PALM COAST, FL 32137-9105

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	0028590001
Date	Apr 5, 2024
Book Page	2859/1
Instrument	2024013990

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	0025881001
Date	Jul 27, 2021
Book Page	2588/1001
Instrument	2021041081

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356

Mortgage

Document Number	0027740033
Date	Apr 24, 2023
Book Page	2774/33
Instrument	2023016811

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 9, 2021
Property Address	304 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Document Number	0025241762
Book / Page	2524 / 1762
Map Reference	MB 1 PG 24
Instrument Date	Feb 2, 2021
Instrument	2021006621
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 585, SAFETY HARBOR, FL 34695-0585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 N 7TH ST, FLAGLER BEACH, FL 32136-3356
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$603,715 (+474.97%)	$613,271 (+484.07%) Land $136,500 Building $476,771
2023	$2,070.00 (-0.77%)	$105,000 (-) Land $105,000	$105,000 (-) Land $105,000
2022	$2,086.00	$105,000 Land $105,000	$105,000 Land $105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 270 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	272 units insured incl. 2 condo units
Nearby Flood Claims	281 (1984–2024)
Claims Outside the SFHA	50 of 281
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 58 claims Hurricane Ian, Oct 2022 · 9 claims Hurricane Irma, Sep 2017 · 168 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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