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324 Memory Ln, Richmond, KY 40475 Property Records

Madison County property record for 324 Memory Ln, Richmond, KY 40475 · Last verified December 2025

Property Highlights

Property TypeOther > Miscellaneous
OccupancyOwner Occupied
Last Sale$289,900 (2024)
Tax Bill$2,733.00 (2025)

Property Details

APN / Parcel Number

Primary APN0070-0035-0074
Alternative APNs
  • 102745
  • 140018
  • 68982

Location & Zoning

Account Number68982
Street Address324 MEMORY LN
CityRICHMOND
StateKY
Zip40475-7539
Property UsageOther Property Usage
TypeOther > Miscellaneous
Legal DescriptionORCHARD HILLS LOT 74 PH 3
Legal Phase3
Legal Lot Number74
JurisdictionMADISON KY
Minor Civil DivisionRICHMOND
Census Blockgroup3
Census Block3015
Census Tract10901

Owner

Source: Madison County records · APN 0070-0035-0074

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address324 MEMORY LN, RICHMOND, KY 40475-7539
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 02, 2024Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 14, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jul 24, 2020Deed, Construction Loan

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2024 · Amount on Record
Deed SaleFeb 02, 2024 · Amount on Record
Prior SaleJun 14, 2021 · Amount on Record
Deed Doc Number2014188998
Deed Book / PageD848 / 367
Record RefreshedJun 08, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address324 MEMORY LN, RICHMOND, KY 40475-7539
Transaction TypeMortgage
Record UpdatedDec 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 MEMORY LN, RICHMOND, KY 40475-7539
InvestorPossibly a Property Investor

Mortgage

Document Number0M2329/682
DateSep 30, 2024
Book PageM2329/682
Instrument2014224335
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueOct 01, 2051

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 02, 2024
Property Address324 MEMORY LN, RICHMOND, KY 40475-7539
Document Number00D848/367
Book / PageD848 / 367
Map ReferenceMB 29 PG 65
Instrument DateJan 31, 2024
Instrument2014188998
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyMETRO TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40444 COBLOLLY LENE MCHMO RD, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 MEMORY LN, RICHMOND, KY 40475-7539
InvestorPossibly a Property Investor

Mortgage

Document Number2014189002
DateFeb 02, 2024
Instrument2014189002
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

June 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 14, 2021
Property Address324 MEMORY LN, RICHMOND, KY 40475-7539
Document Number00D806/758
Book / PageD806 / 758
Map ReferenceMB 29 PG 65
Instrument DateMay 18, 2021
Instrument2014041085
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2025
Title CompanyJETT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address920 CHINOE CT, LEXINGTON, KY 40502-6104

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address324 MEMORY LN, RICHMOND, KY 40475-7539
InvestorPossibly a Property Investor

Mortgage

Document Number2014041086
DateJun 14, 2021
Instrument2014041086
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

July 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 24, 2020
Property Address324 MEMORY LN, RICHMOND, KY 40475-7539
Document NumberD00791/226
Book / PageD00791 / 226
Map ReferenceMB 29 PG 65
Instrument DateJul 13, 2020
Instrument2014016568
Transaction TypeConstruction Loan
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address702 E IRVINE ST, RICHMOND, KY 40475-1736

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 CHINOE CT, LEXINGTON, KY 40502-6104
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,733.00 (+19.97%) Additional exemption filed$289,900 (+23.41%)$289,900 (+23.41%)
2023$2,278.00 (-0.31%)$234,900 (-)$234,900 (-)
2022$2,285.00$234,900$234,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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