332 Memory Ln, Richmond, KY 40475 Property Records

Madison County property record for 332 Memory Ln, Richmond, KY 40475 · Last verified June 2026

Property Highlights

Property TypeOther > Miscellaneous
Last Sale$290,000 (2026)
Tax Bill$2,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN0070-0035-0076
Alternative APNs
  • 116832
  • 89870
  • 46204

Location & Zoning

Account Number46204
Street Address332 MEMORY LN
CityRICHMOND
StateKY
Zip40475-7539
Property UsageOther Property Usage
TypeOther > Miscellaneous
Legal DescriptionORCHARD HILLS LOT 76 PH 3
Legal SubdivisionORHARD HILLS SUBDIVISION
Legal Phase3
Legal Lot Number76
JurisdictionMADISON KY
Minor Civil DivisionRICHMOND
Census Blockgroup3
Census Block3015
Census Tract10901

Owner

Source: Madison County records · APN 0070-0035-0076

Assessment roll updated December 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address332 MEMORY LN, RICHMOND, KY 40475-7539
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed, Transfer · Conventional Mortgage
COMMONWEALTH CREDIT UNION
Aug 16, 2023Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
May 18, 2021Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleAug 16, 2023 · Amount on Record
Deed Doc Number202614352186
Deed Book / Page883 / 409
Record RefreshedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 01, 2026
Property Address332 MEMORY LN, RICHMOND, KY 40475-7539
Document Number0014352186
Book / Page883 / 409
Instrument DateMay 29, 2026
Instrument202614352186
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29,290.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 MEMORY LN, RICHMOND, KY 40475-7539

Mortgage

Document Number0014352191,
DateJun 01, 2026
Instrument202614352191
Lender
NameCOMMONWEALTH CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 16, 2023
Property Address332 MEMORY LN, RICHMOND, KY 40475-7539
Document Number00D842/218
Book / PageD842 / 218
Map ReferenceMB 29 SL 65
Instrument DateAug 15, 2023
Instrument2014161870
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1013 STAR SHOOT PKWY, LEXINGTON, KY 40509-4509

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 MEMORY LN, RICHMOND, KY 40475-7539

Mortgage

Document Number2014161873
DateAug 16, 2023
Instrument2014161873
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

May 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMay 18, 2021
Property Address332 MEMORY LN, RICHMOND, KY 40475-7539
Document Number00D805/333
Book / PageD805 / 333
Map ReferenceMB 29 SL 65
Instrument DateMay 13, 2021
Instrument2014037251
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 09, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1511, RICHMOND, KY 40476-1511

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 MEMORY LN, RICHMOND, KY 40475-7539

Mortgage

Document Number2014037253
DateMay 18, 2021
Instrument2014037253
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Mortgage

Document Number00M2054/94
DateMay 18, 2021
Book PageM2054/94
Instrument2014037255
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 01, 2031

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,593.00 (+22.72%)$275,000 (+26.2%)$275,000 (+26.2%)
2023$2,113.00 (-0.33%)$217,900 (-)$217,900 (-)
2022$2,120.00$217,900$217,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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