Madison County property record for 320 Memory Ln, Richmond, KY 40475 · Last verified December 2025
| Property Type | Other > Miscellaneous |
|---|---|
| Occupancy | Owner Occupied |
| Last Sale | $216,400 (2021) |
| Tax Bill | $2,263.00 (2025) |
| Primary APN | 0070-0035-0073 |
|---|---|
| Alternative APNs |
|
| Account Number | 60534 |
|---|---|
| Street Address | 320 MEMORY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7539 |
| Property Usage | Other Property Usage |
| Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 73 PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 73 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | RICHMOND |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 10901 |
Source: Madison County records · APN 0070-0035-0073
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 MEMORY LN, RICHMOND, KY 40475-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed, Subdivision Related Transfer · Second Mortgage to Cover Down Payment PARK COMMUNITY FCU |
| Jul 24, 2020 | Deed, Construction Loan |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Doc Number | 2014035129 |
| Deed Book / Page | D804 / 386 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 30, 2021 |
| Property Address | 320 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D804/386 |
| Book / Page | D804 / 386 |
| Map Reference | MB 29 PG 65 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2014035129 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 920 CHINOE CT, LEXINGTON, KY 40502-6104 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 320 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 2014035130 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2014035130 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 24, 2020 |
| Property Address | 320 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | D00791/229 |
| Book / Page | D00791 / 229 |
| Map Reference | MB 29 PG 65 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2014016569 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 E IRVINE ST, RICHMOND, KY 40475-1736 |
| Name | Verified Name |
|---|---|
| Address | 920 CHINOE CT, LEXINGTON, KY 40502-6104 |
| Investor | Possibly a Property Investor |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,263.00 (+7.81%) Additional exemption filed | $240,000 (+10.91%) | $240,000 (+10.91%) |
| 2023 | $2,099.00 (-0.29%) | $216,400 (-) | $216,400 (-) |
| 2022 | $2,105.00 | $216,400 | $216,400 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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