328 Memory Ln, Richmond, KY 40475 Property Records

Madison County property record for 328 Memory Ln, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$214,900 (May 2021)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0075`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0075`
Alternative APNs	`126495` `89379` `56045`

Location & Zoning

Account Number	56045
Street Address	328 MEMORY LN
City	RICHMOND
State	KY
Zip	40475-7539
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 75 PH 3
Legal Phase	3
Legal Lot Number	75
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3015
Census Tract	10901

Owner

Source: Madison County records · APN 0070-0035-0075

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	328 MEMORY LN, RICHMOND, KY 40475-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Deed Document Number	2014036345
Deed Book / Page	D805 / 8
Record Updated	Jun 08, 2026

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 11, 2021
Property Address	328 MEMORY LN, RICHMOND, KY 40475-7539
Document Number	0000D805/8
Book / Page	D805 / 8
Map Reference	CAB 29 SL 65
Instrument Date	May 07, 2021
Instrument	2014036345
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1511, RICHMOND, KY 40476-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MEMORY LN, RICHMOND, KY 40475-7539

Mortgage

Document Number	2014036346
Date	May 11, 2021
Instrument	2014036346

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00 (+11.76%) Additional exemption filed	$247,000 (+14.94%)	$247,000 (+14.94%)
2023	$2,084.00 (-0.29%)	$214,900 (-)	$214,900 (-)
2022	$2,090.00	$214,900	$214,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510109013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.