Madison County property record for 316 Memory Ln, Richmond, KY 40475
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $234,900 (Jun 2021) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0070-0035-0072 |
| Primary APN | 0070-0035-0072 |
|---|---|
| Alternative APNs |
|
| Account Number | 49535 |
|---|---|
| Street Address | 316 MEMORY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7539 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ORCHARD HILLS LOT 72 PH 3 |
| Legal Subdivision | ORCHARD HILLS SUBDIVISION |
| Legal Phase | 3 |
| Legal Lot Number | 72 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10901 |
Source: Madison County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATIONAL BANK |
| Jun 11, 2021 | Deed, Transfer |
| Jun 19, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on Record |
| Deed Sale | Jun 11, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2021 · Amount on Record |
| Deed Document Number | 202114040744 |
| Deed Book / Page | 806 / 690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 4, 2026 |
| Property Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 0014366323 |
| Book / Page | 2489 / 523 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202614366323 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 0014366323, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 2489/523 |
| Instrument | 202614366323 |
| Name | CUMBERLAND VALLEY NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 11, 2021 |
| Property Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | 00D806/590 |
| Book / Page | D806 / 590 |
| Map Reference | MB 29 PG 65 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2014040744 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Name | Verified Name |
|---|---|
| Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 19, 2020 |
| Property Address | 316 MEMORY LN, RICHMOND, KY 40475-7539 |
| Document Number | D00789/442 |
| Book / Page | D00789 / 442 |
| Map Reference | MB 29 PG 65 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 2014014321 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 E IRVINE ST, RICHMOND, KY 40475-1736 |
| Name | Verified Name |
|---|---|
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,215.00 (-2.77%) | $234,900 (-) | $234,900 (-) |
| 2023 | $2,278.00 (-0.31%) | $234,900 (-) | $234,900 (-) |
| 2022 | $2,285.00 | $234,900 | $234,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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