324 E Montezuma Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 324 E Montezuma Ave, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 924 sqft · built 1995
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$213,500 (Sep 2020)
Tax Bill$969 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR009066

Property Details

APN / Parcel Number

Primary APNR009066
Alternative APN
  • 561126100081

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area924 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage Area336 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account NumberR009066
Street Address324 E MONTEZUMA AVE
CityCORTEZ
StateCO
Zip81321-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNB
Legal DescriptionSECTION: 26 TOWNSHIP: 36 RANGE: 16 TR NE1/4 50FT X 150FT UNPLATTED IN F R COFFINS ADDITION (AKA LOTS 5-6 BLK 6 F R COFFINS
Legal Range16W
Legal Township36N
Legal Section26
Legal SubdivisionF R COFFINS ADDITION
Legal Block6
Legal Lot Number5-6
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group2
Census Block2040
Census Tract969301

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address324 E MONTEZUMA AVE, CORTEZ, CO 81321-3223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleJun 7, 2013 · Amount on Record
Deed Document Number2020632200
Record UpdatedJun 8, 2026

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateSep 30, 2020
Property Address324 E MONTEZUMA AVE, CORTEZ, CO 81321-3223
Document Number0000632200
Instrument DateSep 30, 2020
Instrument632200
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21.35
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E MONTEZUMA AVE, CORTEZ, CO 81321-3223

Mortgage

Document Number0000632201
DateSep 30, 2020
Instrument632201
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$969.00 (+49.54%)$19,203 (+52.07%) Land $1,552 Building $17,651$241,245 (+52.07%) Land $19,500 Building $221,745
2024$648.00 (+9.83%)$12,628 (-25.74%) Land $1,942 Building $10,686$158,640 (-25.74%) Land $24,393 Building $134,247
2023$590.00 (-2.32%)$17,006 (+36.06%) Land $2,615 Building $14,391$213,640 (+36.06%) Land $32,850 Building $180,790
2022$604.00$12,499 Land $1,194 Building $11,305$157,019 Land $15,000 Building $142,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.

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