305 E Montezuma Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 305 E Montezuma Ave, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,475 sqft · built 1930
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2019)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009081`

Property Details

APN / Parcel Number

Primary APN	`R009081`
Alternative APN	`561126117003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,475 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,201 sqft (0.326 acres)
Garage Area	420 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R009081
Street Address	305 E MONTEZUMA AVE
City	CORTEZ
State	CO
Zip	81321-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	SUBDIVISION: FR COFFINS ADD LOT: 9-12 BLOCK: 3 B443 P925 B454 P745
Legal Subdivision	FR COFFINS ADD
Legal Block	3
Legal Lot Number	9-12
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2052
Census Tract	969301

Owner

305 E Montezuma Ave is owned and occupied by an individual who bought it in July 2019.

Source: Montezuma County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	305 E MONTEZUMA AVE, CORTEZ, CO 81321-3222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Sep 3, 2002
Deed Document Number	2019624164
Prior Transfer Date	Oct 29, 2014
Prior Transfer Doc	0000597392
Record Updated	Jun 8, 2026

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jul 19, 2019
Property Address	305 E MONTEZUMA AVE, CORTEZ, CO 81321-3222
Document Number	0000624164
Map Reference	MB 1 PG 9
Instrument Date	Jul 19, 2019
Instrument	624164
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MONTEZUMA AVE, CORTEZ, CO 81321-3222

Mortgage

Document Number	0000624165
Date	Jul 19, 2019
Instrument	624165

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 305 E Montezuma Ave was $2,389, up 26.1% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+26.07%)	$47,358 (+28.41%) Land $2,939 Building $44,419	$594,950 (+28.41%) Land $36,920 Building $558,030
2024	$1,895.00 (+9.92%)	$36,881 (-10.61%) Land $4,425 Building $32,456	$463,338 (-10.61%) Land $55,596 Building $407,742
2023	$1,724.00 (+16.02%)	$41,260 (+34.26%) Land $4,951 Building $36,309	$518,338 (+34.26%) Land $62,196 Building $456,142
2022	$1,486.00	$30,732 Land $2,261 Building $28,471	$386,071 Land $28,400 Building $357,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 E Montezuma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 E Montezuma Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.