Montezuma County property record for 245 E Montezuma Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,233 sqft · built 1928 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Oct 2024) |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009074 |
| Primary APN | R009074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,233 sqft Total Area |
| Basement Area | 288 sqft |
| Unfinished Basement | 288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R009074 |
|---|---|
| Street Address | 245 E MONTEZUMA AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | SUBDIVISION: FR COFFINS ADD LOT: 1-2 BLOCK: 4 B498 P858 |
| Legal Subdivision | FR COFFINS ADD |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40334 HIGHWAY 184, MANCOS, CO 81328-9032 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ANB BANK |
| Aug 22, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage ANB BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2024 · Amount on Record |
| Deed Sale | Oct 29, 2024 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 2024658490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Document Number | 0000666308 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 666308 |
| Name | ANB BANK |
|---|---|
| Type | Bank |
| Address | TELLURIDE, CO 81435 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 20, 2031 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 22, 2023 |
| Property Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Document Number | 0000652302 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 652302 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.05 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Document Number | 0000652303 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 652303 |
| Name | ANB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 634459 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 634459 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 23, 2019 |
| Property Address | 245 E MONTEZUMA AVE, CORTEZ, CO 81321-3220 |
| Document Number | 0000626956 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 626956 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 E MONTEZUMA AVE, 245, CORTEZ, CO 81321-3220 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13441 W 26TH AVE, GOLDEN, CO 80401-2121 |
| Document Number | 0000626957 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 626957 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191.00 (+48.5%) | $23,617 (+51.12%) Land $915 Building $22,702 | $296,701 (+51.12%) Land $11,497 Building $285,204 |
| 2024 | $802.00 (+9.86%) | $15,628 (-21.89%) Land $1,204 Building $14,424 | $196,335 (-21.88%) Land $15,130 Building $181,205 |
| 2023 | $730.00 (-0.41%) | $20,007 (+31.91%) Land $1,542 Building $18,465 | $251,335 (+31.9%) Land $19,368 Building $231,967 |
| 2022 | $733.00 | $15,167 Land $704 Building $14,463 | $190,546 Land $8,844 Building $181,702 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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