324 E Elm St, Bradford, OH 45308 Property Records

Miami County property record for 324 E Elm St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 931 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Jan 2026)
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-002800`

Property Details

APN / Parcel Number

Primary APN	`H18-002800`
Alternative APNs	`090422.3-13-011-00` `H18BF016 01100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	931 sqft Living Area
1st Floor Area	1,632 sqft
Attic	Attic
Attic Area	115 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Porch	Slab
Porch Area	70 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	324 E ELM ST
City	BRADFORD
State	OH
Zip	45308-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 277 55.5
Legal Subdivision	VILLAGE OF BRADFORD
Legal Lot Number	277
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2046
Census Tract	320100

Owner

324 E Elm St is owned by a company that bought it in January 2026 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK OF BERNE
Apr 1, 2022	Intrafamily Transfer, Transfer
Jan 6, 2022	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2026 · Amount on File
Deed Sale	Jan 14, 2026 · Amount on File
Prior Sale	Aug 12, 2025 · Amount on File
Deed Document Number	2026529
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000005273
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 14, 2026
Property Address	324 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000000529
Map Reference	MB 1 PG 244
Instrument Date	Jan 7, 2026
Instrument	2026OR-00529
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2309 KENSINGTON DR, SAINT MARYS, OH 45885-3310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000530
Date	Jan 14, 2026
Instrument	2026OR-00530

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2041

Interest

Rate Type	Adjustable Rate

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Apr 1, 2022
Property Address	324 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000005273
Instrument Date	Mar 31, 2022
Instrument	2022OR-05273
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E ELM ST, BRADFORD, OH 45308-1314

January 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 6, 2022
Property Address	324 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000000359
Instrument Date	Jan 5, 2022
Instrument	2022OR-00359
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 E ELM ST, BRADFORD, OH 45308-1314

Tax Assessment & Valuation

The 2025 property tax bill for 324 E Elm St was $1,116 with a homeowner's exemption, up 14.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00 (+14.93%) Homeowner's exemption	$35,250 (+40.27%) Land $5,180 Building $30,070	$100,700 Land $14,800 Building $85,900
2024	$971.00 (+1.78%) Homeowner's exemption	$25,130 (-) Land $5,600 Building $19,530
2023	$954.00 (-4.79%) Homeowner's exemption	$25,130 (-) Land $5,600 Building $19,530	$71,800 (-) Land $16,000 Building $55,800
2022	$1,002.00 Homeowner's exemption	$25,130 Land $5,600 Building $19,530	$71,800 Land $16,000 Building $55,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures