Miami County property record for 304 E Elm St, Bradford, OH 45308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1975 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,218 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H18-002780 |
| Primary APN | H18-002780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 144 sqft |
| Canopy | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 304 E ELM ST |
|---|---|
| City | BRADFORD |
| State | OH |
| Zip | 45308-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 274 55.7X100 S PT IN LOT 275 10X100 SW PT |
| Legal Subdivision | C C & I C RAILWAY COMPANY ADDITION |
| Legal Lot Number | 274 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 320100 |
304 E Elm St is owned and occupied by two individuals who acquired it in February 2025.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 E ELM ST, BRADFORD, OH 45308-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1986 |
| Deed Sale | Oct 1, 1986 |
| Last Transfer Date | Feb 17, 2025 |
| Transfer Doc | 0000001752 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 304 E Elm St was $1,218 with a homeowner's exemption, up 13.5% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bradford Village |
| County | Miami County |
| County Subdivision | Newberry Township |
| Unified School District | Bradford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,218.00 (+13.51%) Homeowner's exemption | $38,470 (+38.58%) Land $5,040 Building $33,430 | $109,900 Land $14,400 Building $95,500 |
| 2024 | $1,073.00 (+1.8%) Homeowner's exemption | $27,760 (-) Land $5,460 Building $22,300 | |
| 2023 | $1,054.00 (-4.79%) Homeowner's exemption | $27,760 (-) Land $5,460 Building $22,300 | $79,300 (-) Land $15,600 Building $63,700 |
| 2022 | $1,107.00 Homeowner's exemption | $27,760 Land $5,460 Building $22,300 | $79,300 Land $15,600 Building $63,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 304 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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