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315 E Elm St, Bradford, OH 45308 Property Records

Miami County property record for 315 E Elm St, Bradford, OH 45308

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,782 sqft · built 1994
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$79,000 (Aug 2017)
Tax Bill$1,436 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APNH18-002960

Property Details

APN / Parcel Number

Primary APNH18-002960
Alternative APNs
  • 090422.3-16-005-00
  • H18BF015 00500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area3,564 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions145 ft deep x 55 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area194 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address315 E ELM ST
CityBRADFORD
StateOH
Zip45308-1313
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionIN LOT 293 55.43
Legal Lot Number293
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2047
Census Tract320100

Owner

315 E Elm St, a mobile home, is owned and occupied by two individuals who bought it in August 2017.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address315 E ELM ST, BRADFORD, OH 45308-1313
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Warranty Deed, Transfer
WRIGHT-PATT CREDIT UNION INC
Aug 16, 2017Quit Claim Deed, Transfer
HALLMARK TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2017 · Amount on File
Deed SaleAug 16, 2017 · Amount on File
Prior SaleSep 29, 1999 · Amount on File
Deed Document Number2017OR-10103
Prior Transfer DateAug 9, 2017
Prior Transfer Doc0000010102
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateAug 16, 2017
Property Address315 E ELM ST, BRADFORD, OH 45308-1313
Document Number0000010103
Instrument DateAug 11, 2017
Instrument2017OR-10103
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E ELM ST, BRADFORD, OH 45308-1313

Mortgage

Document Number0000010104
DateAug 16, 2017
Instrument2017OR-10104
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45431
Agreement
AmountAmount on Record
Term361 Months
DueSep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateAug 16, 2017
Property Address315 E ELM ST, BRADFORD, OH 45308-1313
Document Number0000010102
Instrument DateAug 9, 2017
Instrument10102
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyHALLMARK TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 E ELM ST BRADFORD OH 453081313, BRADFORD, OH 45308-1313

Tax Assessment & Valuation

The 2025 property tax bill for 315 E Elm St was $1,436 with a homeowner's exemption, up 15.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBradford Village
CountyMiami County
County SubdivisionNewberry Township
Unified School DistrictBradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (+15.43%) Homeowner's exemption$45,330 (+40.91%) Land $3,820 Building $41,510$129,500 Land $10,900 Building $118,600
2024$1,244.00 (+1.8%) Homeowner's exemption$32,170 (-) Land $4,130 Building $28,040
2023$1,222.00 (-4.75%) Homeowner's exemption$32,170 (-) Land $4,130 Building $28,040$91,900 (-) Land $11,800 Building $80,100
2022$1,283.00 Homeowner's exemption$32,170 Land $4,130 Building $28,040$91,900 Land $11,800 Building $80,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRADFORD VILLAGE PWS
serves 2,000 people · EPA ID OH1900212
Water SourceGroundwater
Last State InspectionJan 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Watch TV.

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