301 E Elm St, Bradford, OH 45308 Property Records

Miami County property record for 301 E Elm St, Bradford, OH 45308

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,782 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Jan 2020)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H18-002950`

Property Details

APN / Parcel Number

Primary APN	`H18-002950`
Alternative APNs	`090422.3-16-006-00` `H18BF015 00600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	3,564 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	301 E ELM ST
City	BRADFORD
State	OH
Zip	45308-1313
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	IN LOT 292 55.43
Legal Subdivision	TILE VILLAGE OF BRADFORD
Legal Lot Number	292
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2047
Census Tract	320100

Owner

301 E Elm St, a mobile home, is owned and occupied by two individuals who bought it in January 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 E ELM ST, BRADFORD, OH 45308-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jan 6, 2020	Fiduciary Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Document Number	20202020OR-00221
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	301 E ELM ST, BRADFORD, OH 45308-1313
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017528
Date	Oct 7, 2021
Instrument	2021OR-17528

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

January 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 6, 2020
Property Address	301 E ELM ST, BRADFORD, OH 45308-1313
Document Number	0000000221
Instrument Date	Jan 2, 2020
Instrument	2020OR-00221
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E ELM ST, BRADFORD, OH 45308-1313

Mortgage

Document Number	0000000222
Date	Jan 6, 2020
Instrument	2020OR-00222

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 301 E Elm St was $1,942 with a homeowner's exemption, up 13.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+13.63%) Homeowner's exemption	$61,330 (+38.72%) Land $5,080 Building $56,250	$175,200 Land $14,500 Building $160,700
2024	$1,709.00 (+1.79%) Homeowner's exemption	$44,210 (-) Land $5,500 Building $38,710
2023	$1,679.00 (-4.76%) Homeowner's exemption	$44,210 (-) Land $5,500 Building $38,710	$126,300 (-) Land $15,700 Building $110,600
2022	$1,763.00 Homeowner's exemption	$44,210 Land $5,500 Building $38,710	$126,300 Land $15,700 Building $110,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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