302 E Elm St, Bradford, OH 45308 Property Records

Miami County property record for 302 E Elm St, Bradford, OH 45308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Sep 2019)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H18-002760`

Property Details

APN / Parcel Number

Primary APN	`H18-002760`
Alternative APNs	`090422.3-13-007-00` `H18BF016 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	302 E ELM ST
City	BRADFORD
State	OH
Zip	45308-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 273 55 1/2
Legal Subdivision	C C AND I C RAILWAY ADDITION
Legal Lot Number	273
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2046
Census Tract	320100

Owner

302 E Elm St is owned and occupied by an individual who bought it in September 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	302 E ELM ST, BRADFORD, OH 45308-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Warranty Deed, Transfer · Line of Credit WESTERN OHIO MORTGAGE CORP
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
Sep 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	20192019OR-11409
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 30, 2019
Property Address	302 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000011409
Instrument Date	Sep 27, 2019
Instrument	2019OR-11409
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E ELM ST, BRADFORD, OH 45308-1314

Mortgage

Document Number	0000011410
Date	Sep 30, 2019
Instrument	2019OR-11410

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 7, 2018
Property Address	302 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000006910
Instrument Date	Jun 6, 2018
Instrument	2018OR-06910
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 E ELM ST, BRADFORD, OH 45308-1314

Mortgage

Document Number	0000006911
Date	Jun 7, 2018
Instrument	2018OR-06911

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 14, 2017
Property Address	302 E ELM ST, BRADFORD, OH 45308-1314
Document Number	0000011272
Instrument Date	Sep 8, 2017
Instrument	11272
Transaction Type	Foreclosure
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 WASHINGTON RD TROY OH 453738916, TROY, OH 45373-8916

Tax Assessment & Valuation

The 2025 property tax bill for 302 E Elm St was $1,701 with a homeowner's exemption, up 22.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bradford Village
County	Miami County
County Subdivision	Newberry Township
Unified School District	Bradford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00 (+22.29%) Homeowner's exemption	$53,730 (+49.33%) Land $5,180 Building $48,550	$153,500 Land $14,800 Building $138,700
2024	$1,391.00 (+1.83%) Homeowner's exemption	$35,980 (-) Land $5,600 Building $30,380
2023	$1,366.00 (-4.81%) Homeowner's exemption	$35,980 (-) Land $5,600 Building $30,380	$102,800 (-) Land $16,000 Building $86,800
2022	$1,435.00 Homeowner's exemption	$35,980 Land $5,600 Building $30,380	$102,800 Land $16,000 Building $86,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD VILLAGE PWS serves 2,000 people · EPA ID OH1900212
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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