St. Clair County property record for 324 Derrick Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,333 (Dec 2020) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2020 Line of Credit |
| APN | 04-30-0-114-011 |
| Primary APN | 04-30-0-114-011 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 324 DERRICK DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKVIEW MEADOWS PHASE 1 LOT 35 A02681999 |
| Legal Phase | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 504354 |
Source: St. Clair County records · APN 04-30-0-114-011
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 DERRICK DR, O FALLON, IL 62269-1098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG FIN'L |
| Jul 22, 2020 | Deed of Trust, Construction Loan · Line of Credit PROVIDENCE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Deed Document Number | A02681999 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Dec 31, 2020 |
| Property Address | 324 DERRICK DR, O FALLON, IL 62269-1098 |
| Document Number | 00A2681999 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2681999 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 01, 2021 |
| Title Company | BENCHMARK TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 W 4TH ST #A WATERLOO IL 622981364, A, WATERLOO, IL 62298-1364 |
| Document Number | A2682000 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2682000 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 22, 2020 |
| Property Address | 324 DERRICK DR, O FALLON, IL 62269-1098 |
| Document Number | 00A2658970 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2658970 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1124 HARTMAN LN #LL2 SHILOH IL 622217844, SHILOH, IL 62221-7844 |
| Investor | Possibly a Property Investor |
| Document Number | 00A2658970 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2658970 |
| Name | PROVIDENCE BK |
|---|---|
| Type | Bank |
| Address | FAIRVIEW HEIGHTS, IL 62208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 21, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $82,895 Land $15,727 Building $67,168 | $248,685 Land $47,181 Building $201,504 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Delta Communications, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 434 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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