319 Derrick Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 319 Derrick Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Apr 2019)
Tax Bill	$7,216 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2020 Mortgage + 2 more
APN	`04-30-0-113-006`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-113-006`

Exterior

Effective Year Built	Effective 2019
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	319 DERRICK DR
City	O FALLON
State	IL
Zip	62269-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW MEADOWS PHASE 1 LOT 42 A02608520
Legal Subdivision	PARKVIEW MEADOWS
Legal Phase	1
Legal Lot Number	42
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1051
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 DERRICK DR, O FALLON, IL 62269-1097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 19, 2020	Deed of Trust, Mortgage US BK
Apr 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI US BK
Oct 24, 2018	Trustee's Deed, Construction Loan · Line of Credit PROVIDENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20192608520
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	319 DERRICK DR, O FALLON, IL 62269-1097
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 DERRICK DR, O FALLON, IL 62269-1097

Mortgage

Document Number	0A02876099
Date	Mar 2, 2026
Instrument	A02876099

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	9.35%
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	319 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2646502
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	00A2646502
Date	Mar 25, 2020
Instrument	2646502

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate	3.62%

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 2, 2019
Property Address	319 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2608520
Instrument Date	Mar 28, 2019
Instrument	2608520
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	A2608521
Date	Apr 2, 2019
Instrument	2608521

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate	4.75%

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 24, 2018
Property Address	319 DERRICK DR, O FALLON, IL 62269-1097
Instrument Date	Oct 23, 2018
Instrument	2594237
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1116 HARTMAN LN #B SHILOH IL 622218014, B, SHILOH, IL 62221-8014
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2594237
Date	Oct 24, 2018
Instrument	2594237

Lender

Name	PROVIDENCE BK
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 23, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,216.00	$106,110 (+34.43%) Land $20,899 Building $85,211	$318,330 (+34.43%) Land $62,697 Building $255,633
2022		$78,936 Land $15,507 Building $63,429	$236,808 Land $46,521 Building $190,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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