312 Derrick Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 312 Derrick Dr, O Fallon, IL 62269 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,270 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
APN	`04-30-0-114-014`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-114-014`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,270 sqft Living Area
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 DERRICK DR
City	O FALLON
State	IL
Zip	62269-1098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW MEADOWS PHASE 1 LOT 38 A02793602
Legal Subdivision	PARKVIEW MEADOWS
Legal Phase	1
Legal Lot Number	38
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1009
Census Tract	504354

Owner

Source: St. Clair County records · APN 04-30-0-114-014

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 DERRICK DR, O FALLON, IL 62269-1098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 17, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BK
Jun 05, 2020	Deed of Trust, Construction Loan · Line of Credit PROVIDENCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2023
Deed Sale	Oct 02, 2023
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20232793602
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 02, 2023
Property Address	312 DERRICK DR, O FALLON, IL 62269-1098
Document Number	0A02793602
Map Reference	DOC A02559217
Instrument Date	Sep 26, 2023
Instrument	A02793602
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 DERRICK DR, O FALLON, IL 62269-1098

Mortgage

Document Number	0A02793603
Date	Oct 02, 2023
Instrument	A02793603

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 17, 2020
Property Address	312 DERRICK DR, O FALLON, IL 62269-1098
Document Number	00A2676141
Instrument Date	Nov 12, 2020
Instrument	2676141
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1216 GREENFIELD PL #203 O FALLON IL 622698900, 203, O FALLON, IL 62269-8900

Mortgage

Document Number	A2676142
Date	Nov 17, 2020
Instrument	2676142

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 05, 2020
Property Address	312 DERRICK DR, O FALLON, IL 62269-1098
Document Number	00A2653408
Instrument Date	Jun 02, 2020
Instrument	2653408
Transaction Type	Construction Loan
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1124 HARTMAN LN #LL2 SHILOH IL 622217844, SHILOH, IL 62221-7844
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2653408
Date	Jun 05, 2020
Instrument	2653408

Lender

Name	PROVIDENCE BK
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 04, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2024	$119,011 (+22.61%) Land $18,764 Building $100,247	$357,033 (+22.61%) Land $56,292 Building $300,741
2022	$97,061 Land $15,262 Building $81,799	$291,183 Land $45,786 Building $245,397

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022, other causes, Severe Storm And Flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 434 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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