311 Derrick Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 311 Derrick Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Apr 2019)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
APN	`04-30-0-113-004`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-113-004`

Exterior

Effective Year Built	Effective 2019
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	311 DERRICK DR
City	O FALLON
State	IL
Zip	62269-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW MEADOWS PHASE 1 LOT 40 A02611413
Legal Subdivision	PARKVIEW MEADOWS
Legal Phase	1
Legal Lot Number	40
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1051
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 DERRICK DR, O FALLON, IL 62269-1097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage CALIBER HM LOANS
Apr 30, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 8, 2018	Trustee's Deed, Construction Loan · Line of Credit PROVIDENCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20192611413
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	311 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2682914
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	00A2682914
Date	Jan 11, 2021
Instrument	2682914

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 30, 2019
Property Address	311 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2611413
Instrument Date	Apr 25, 2019
Instrument	2611413
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$402.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 E FAIRWAY DR BELLEVILLE IL 622231101, BELLEVILLE, IL 62223-1101

Mortgage

Document Number	A2611414
Date	Apr 30, 2019
Instrument	2611414

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 8, 2018
Property Address	311 DERRICK DR, O FALLON, IL 62269-1097
Instrument Date	Nov 7, 2018
Instrument	2595672
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1116 HARTMAN LN #B SHILOH IL 622218014, B, SHILOH, IL 62221-8014
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2595672
Date	Nov 8, 2018
Instrument	2595672

Lender

Name	PROVIDENCE BK
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$124,731 (+34.41%) Land $20,406 Building $104,325	$374,193 (+34.41%) Land $61,218 Building $312,975
2022	$92,798 Land $15,140 Building $77,658	$278,394 Land $45,420 Building $232,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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