323 Derrick Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 323 Derrick Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (Jun 2018)
Tax Bill	$7,080 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Mortgage + 1 more
APN	`04-30-0-113-007`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-113-007`

Exterior

Effective Year Built	Effective 2018
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	323 DERRICK DR
City	O FALLON
State	IL
Zip	62269-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKVIEW MEADOWS PHASE 1 LOT 43 A02580264
Legal Subdivision	PARKVIEW MEADOWS
Legal Phase	1
Legal Lot Number	43
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1051
Census Tract	504354

Owner

Source: St. Clair County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 DERRICK DR, O FALLON, IL 62269-1097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CREDIT UNION
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FCB BK
Jun 22, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRSTCO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20182580264
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Sep 16, 2026
Property Address	323 DERRICK DR, O FALLON, IL 62269-1097
Document Number	0002895701
Instrument Date	Aug 6, 2026
Instrument	20262895701
Transaction Type	Mortgage
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 DERRICK DR, O FALLON, IL 62269-1097
Investor	Possibly a Property Investor

Mortgage

Document Number	0002895701,
Date	Sep 16, 2026
Instrument	20262895701

Lender

Name	SCOTT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	323 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2628396
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	323 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	00A2628396
Date	Sep 30, 2019
Instrument	2628396

Lender

Name	FCB BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 22, 2018
Property Address	323 DERRICK DR, O FALLON, IL 62269-1097
Document Number	00A2580264
Instrument Date	Jun 21, 2018
Instrument	2580264
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	323 DERRICK DR O FALLON IL 622691097, O FALLON, IL 62269-1097

Mortgage

Document Number	A2580265
Date	Jun 22, 2018
Instrument	2580265

Lender

Name	FIRSTCO MTG
Type	Mortgage Company
Address	O'FALLON, IL 62269

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,080.00	$104,229 (+34.43%) Land $21,077 Building $83,152	$312,687 (+34.43%) Land $63,231 Building $249,456
2022		$77,535 Land $15,639 Building $61,896	$232,605 Land $46,917 Building $185,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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