3231 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3231 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1985
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$201,000 (Apr 2021)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8710`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8710`
Alternative APNs	`34180201138710` `3957792.0` `3957792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3957792.0
Old Parcel Number	34180201138710
Street Address	3231 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 13871 & 13872 INC EXC E 25 FT BLK 445 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4531 PG 2012 PER OR 7567 PG 2497 PER OR
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	445
Legal Lot Number	13871 13872
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3231 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 27, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 20, 2018	Grant Deed, Transfer SERVICELINK
Jul 3, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	2021-073561
Deed Book / Page	8018 / 3747
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 5, 2021
Property Address	3231 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0080183747
Book / Page	8018 / 3747
Map Reference	MB 19 PG 243
Instrument Date	Mar 31, 2021
Instrument	2021-073561
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	LIGHTHOUSE TITLE/E FL INC, LIGHTHOUSE TTL OF EAST FL IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 DANA DR, 2301, ROWLETT, TX 75088-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	546 PELL RD, NEW SMYRNA BEACH, FL 32168-8746

Mortgage

Document Number	0080183750
Date	Apr 5, 2021
Instrument	8018/3750

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 27, 2019
Property Address	3231 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0076612493
Book / Page	007661 / 002493
Instrument Date	Feb 26, 2019
Instrument	39385
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3231 UMBRELLA TREE DR EDGEWATER FL 321416518, EDGEWATER, FL 32141-6518

Mortgage

Document Number	76612495
Date	Feb 27, 2019
Book Page	007661/002495
Instrument	39386

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, OH 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2034

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 20, 2018
Property Address	3231 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0075741211
Book / Page	007574 / 001211
Instrument Date	Jul 10, 2018
Instrument	146856
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$925.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4500 SAXON DR NEW SMYRNA BEACH FL 321694137, NEW SMYRNA BEACH, FL 32169-4137

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 3, 2018
Property Address	3231 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0075672497
Book / Page	007567 / 002497
Instrument Date	Jul 3, 2018
Instrument	135442
Transaction Type	Foreclosure
Record Updated	Jul 25, 2018

Transaction

Amount	Amount Recorded
Tax	$742.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 65450 SALT LAKE CITY UT 841650450, SALT LAKE CITY, UT 84165-0450

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 (+19.02%) Homeowner's exemption	$204,316 (+5.99%)	$231,545 (+4.63%) Land $49,680 Building $181,865
2023	$2,876.00 (+2.46%) Homeowner's exemption	$192,775 (+3%)	$221,305 (+18.24%) Land $31,280 Building $190,025
2022	$2,807.00 Homeowner's exemption	$187,160 Land $27,232 Building $159,928	$187,160 Land $27,232 Building $159,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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