3304 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3304 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,662 sqft · built 1977
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Sep 2023)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-9150`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-9150`
Alternative APNs	`34180201139150` `02183401139150` `3957954.0` `3957954`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,662 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1983
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	125 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	200 sqft
Patio Area	1,079 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3957954
Street Address	3304 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13915 13916 13917 & 13918 BLK 447 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4936 PG 4859 PER OR 6402 PG 0445 PER OR 6514 PG 0354 PER OR 6969 PG 4239 PER OR 7903 PG 1866 PER OR 8460 PG 0518
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	447
Legal Lot Number	13915
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1067
Census Tract	83007

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 12, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Mar 20, 2014 · Amount on Record
Deed Document Number	2023189073
Deed Book / Page	8460 / 518
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0079031866
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 15, 2023
Property Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Document Number	0084600518
Book / Page	8460 / 518
Map Reference	MB 19 PG 243
Instrument Date	Sep 14, 2023
Instrument	2023189073
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S GREENWAY DR, PORT ORANGE, FL 32127-4816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507

Mortgage

Document Number	0008460521
Date	Sep 15, 2023
Instrument	8460/521

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077304153
Date	Aug 6, 2019
Book Page	7730/4153
Instrument	2019-155132

Lender

Name	WELLS FARGO BANK NA
Type	Mortgage Company
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507

Mortgage

Document Number	0082201023
Date	Mar 16, 2022
Book Page	8220/1023
Instrument	2022060955

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Sep 1, 2020
Property Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Document Number	0079031866
Book / Page	7903 / 1866
Map Reference	MB 19 PG 243
Instrument Date	Aug 21, 2020
Instrument	2020-163750
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507

Mortgage

Document Number	0079031868
Date	Sep 1, 2020
Instrument	7903/1868

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	3304 UMBRELLA TREE DR, EDGEWATER, FL 32141-6507
Document Number	0077610689
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3304 UMBRELLA TREE DR EDGEWATER FL 321416507, EDGEWATER, FL 32141-6507

Mortgage

Document Number	0077610689
Date	Oct 17, 2019
Book Page	007761/000689
Instrument	203761

Lender

Name	WELLS FARGO BK
Type	Bank
Address	CHARLOTTE, NC 28262

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,998 (+2.7%)	$300,810 (+1.23%) Land $75,600 Building $225,210
2025	$3,117.00 (+87.55%) Homeowner's exemption	$213,241 (+66.12%)	$297,143 (-5.32%) Land $75,600 Building $221,543
2023	$1,662.00 (+3.1%) Homeowner's exemption	$128,363 (+3%)	$313,839 (+17.14%) Land $68,000 Building $245,839
2022	$1,612.00 Homeowner's exemption	$124,624	$267,927 Land $59,200 Building $208,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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