3227 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3227 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,279 sqft · built 1984
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (May 2021)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8730`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8730`
Alternative APNs	`34180201138730` `4740082.0` `4740082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	95 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4740082.0
Old Parcel Number	34180201138730
Street Address	3227 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	LOTS 13873 & 13874 EXC E 25 FT BLK 445 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4822 PG 0127 PER OR 7705 PG 0985 PER OR 7753
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	SHORES
Legal Tract	1
Legal Block	445
Legal Lot Number	13873 13874
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3227 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGEADVISORS COM
Oct 1, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS
Jun 7, 2019	Warranty Deed, Transfer LIGHTHOUSE TITLE/E FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	2021-118961
Deed Book / Page	8051 / 4725
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 21, 2021
Property Address	3227 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0080514725
Book / Page	8051 / 4725
Map Reference	MB 19 PG 243
Instrument Date	May 17, 2021
Instrument	2021-118961
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2397 PIONEER TRL, 2397, NEW SMYRNA BEACH, FL 32168-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518

Mortgage

Document Number	80514727
Date	May 21, 2021
Instrument	8051/4727

Lender

Name	MORTGAGEADVISORS COM
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 1, 2019
Property Address	3227 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0077533665
Book / Page	007753 / 003665
Instrument Date	Sep 30, 2019
Instrument	192273
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 UMBRELLA TREE DR EDGEWATER FL 321416518, EDGEWATER, FL 32141-6518

Mortgage

Document Number	77533667
Date	Oct 1, 2019
Book Page	007753/003667
Instrument	192274

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 7, 2019
Property Address	3227 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0077050985
Book / Page	007705 / 000985
Instrument Date	Jun 7, 2019
Instrument	112963
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4500 SAXON DR NEW SMYRNA BEACH FL 321694137, NEW SMYRNA BEACH, FL 32169-4137

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+19.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$207,773 (+5.99%)	$232,229 (+3.36%) Land $49,680 Building $182,549
2023	$2,843.00 (-0.84%) Senior Citizen's exemption	$196,037 (+3%)	$224,685 (+18.05%) Land $31,280 Building $193,405
2022	$2,867.00 Homeowner's exemption	$190,327 Land $27,232 Building $163,095	$190,327 Land $27,232 Building $163,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Umbrella Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures