3220 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3220 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2000
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2021)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-9250`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-9250`
Alternative APNs	`34180201139250` `02183401139250` `3957997.0` `3957997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	70 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3957997
Street Address	3220 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13925 & 13926 INC BLK 448 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4982 PG 2265 PER OR 5918 PGS 2003-2004 PER OR 8119 PG 2136
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	448
Legal Lot Number	13925
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1067
Census Tract	83007

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3220 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Sep 21, 2006 · Amount on Record
Deed Document Number	2021220736
Deed Book / Page	8119 / 2136
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0081192136
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 17, 2021
Property Address	3220 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508
Document Number	0081192136
Book / Page	8119 / 2136
Map Reference	MB 19 PG 243
Instrument Date	Sep 13, 2021
Instrument	2021-220736
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 COW CREEK RD, 4408, EDGEWATER, FL 32141-6944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 UMBRELLA TREE DR, EDGEWATER, FL 32141-6508

Mortgage

Document Number	0081192137
Date	Sep 17, 2021
Instrument	8119/2137

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,704 (+2.7%)	$274,361 (+1.42%) Land $54,000 Building $220,361
2025	$3,481.00 (+2.59%) Homeowner's exemption	$233,403 (+5.99%)	$270,512 (+10.53%) Land $54,000 Building $216,512
2023	$3,393.00 (+2.32%) Homeowner's exemption	$220,220 (+3%)	$244,732 (+14.46%) Land $34,000 Building $210,732
2022	$3,316.00 Homeowner's exemption	$213,806 Land $29,600 Building $184,206	$213,806 Land $29,600 Building $184,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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