3223 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3223 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1985
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2026)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-13-8750`

Property Details

APN / Parcel Number

Primary APN	`8402-01-13-8750`
Alternative APNs	`34180201138750` `02183401138750` `3957806.0` `3957806`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Porch	Patio
Porch Area	327 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3957806
Street Address	3223 UMBRELLA TREE DR
City	EDGEWATER
State	FL
Zip	32141-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 13875 & 13876 BLK 445 FLORIDA SHORES NO 23 EXC E 25 FT MB 19 PG 243 PER OR 2659 PG 0481 PER OR 7065 PG 1235 PER OR 7239 PG 3598 PER OR 7293 PG 2278 PER OR 7366 PG 0576 PER OR 7831 PG 2003 PER OR 8901 PG 3900
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	445
Legal Lot Number	13876
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1066
Census Tract	83007

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Mar 19, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	2026163865
Deed Book / Page	8901 / 3900
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 8, 2026
Property Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0000163865
Book / Page	8901 / 3900
Instrument Date	Sep 3, 2026
Instrument	2026163865
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518

Mortgage

Document Number	0000163866,
Date	Sep 8, 2026
Instrument	2026163866

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000163867,
Date	Sep 8, 2026
Book Page	8901/3920
Instrument	2026163867

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 19, 2020
Property Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0078312003
Book / Page	7831 / 2003
Map Reference	MB 19 PG 243
Instrument Date	Mar 18, 2020
Instrument	2020-058221
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 AIRPORT RD APT 113, 830, PORT ORANGE, FL 32128-7459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518

Mortgage

Document Number	0078312005
Date	Mar 19, 2020
Instrument	7831/2005

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 28, 2017
Property Address	3223 UMBRELLA TREE DR, EDGEWATER, FL 32141-6518
Document Number	0073660576
Book / Page	7366 / 0576
Map Reference	MB19 PG243
Instrument Date	Feb 27, 2017
Instrument	2017-039949
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	LIGHTHOUSE TITLE OF EAST FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13223 UMBRELLA TREE DR, EDGEWATER, FL 32141

Mortgage

Document Number	2017039950
Date	Feb 28, 2017
Instrument	2017-039950

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,942 (+2.7%)	$209,074 (-7.74%) Land $49,680 Building $159,394
2025	$2,238.00 (+3.23%) Homeowner's exemption	$164,501 (+5.99%)	$226,616 (+4.78%) Land $49,680 Building $176,936
2023	$2,168.00 (+2.75%) Homeowner's exemption	$155,209 (+3%)	$216,269 (+17.93%) Land $31,280 Building $184,989
2022	$2,110.00 Homeowner's exemption	$150,688	$183,383 Land $27,232 Building $156,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Umbrella Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures