323 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 323 Memphis Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,524 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$638,000 (May 2019)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Feb 2026 Sale May 2019 Mortgage + 2 more
APN	`104-142-2050`

Property Details

APN / Parcel Number

Primary APN	`104-142-2050`
Alternative APN	`9938`

Interior

Building Area	3,524 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Garage Area	1,154 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	104-142-2050
Street Address	323 MEMPHIS TRCE
City	COVINGTON
State	LA
Zip	70433-4572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT33 PH1
Legal Subdivision	NATCHEZ TRACE
Legal Phase	1
Legal Lot Number	33
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Cash Sale Deed, Transfer
May 21, 2019	Cash Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Oct 6, 2014	Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Apr 17, 2019
Deed Document Number	2157830
Record Updated	Jun 8, 2026

February 2026: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 27, 2026
Property Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002482600
Instrument Date	Feb 27, 2026
Instrument	2482600
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572

May 2019: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 21, 2019
Property Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002157830
Map Reference	MAP 4287
Instrument Date	May 21, 2019
Instrument	2157830
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	BAYOU TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572

Mortgage

Document Number	0002157832
Date	May 21, 2019
Instrument	2157832

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2019

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 17, 2019
Property Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0002153572
Map Reference	MAP NO 4287
Instrument Date	Apr 16, 2019
Instrument	2153572
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002153573
Date	Apr 17, 2019
Instrument	2153573

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 6, 2014
Property Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572
Document Number	0001958294
Map Reference	MAP 4287
Instrument Date	Sep 30, 2014
Instrument	1958294
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 MEMPHIS TRCE, COVINGTON, LA 70433-4572

Mortgage

Document Number	0001958295
Date	Oct 6, 2014
Instrument	1958295

Lender

Name	WHITNEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,988.00 (-2.42%) Homeowner's exemption	$67,390 (-) Land $11,000 Building $56,390	$673,901 (-) Land $110,000 Building $563,901
2024	$7,161.00 (-0.01%) Homeowner's exemption	$67,390 (+7.39%) Land $11,000 Building $56,390	$673,901 (+7.39%) Land $110,000 Building $563,901
2023	$7,162.00 Homeowner's exemption	$62,755 (-) Land $11,000 Building $51,755	$627,550 (-) Land $110,000 Building $517,550
2022	$7,162.00 Homeowner's exemption	$62,755 Land $11,000 Building $51,755	$627,550 Land $110,000 Building $517,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 72% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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