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320 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 320 Memphis Trce, Covington, LA 70433 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4,382 sqft · built 2009
OwnerIndividual Name on File
Last Sale$890,000 (Oct 2021)
Tax Bill$7,790 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
APN104-142-2096

Property Details

APN / Parcel Number

Primary APN104-142-2096
Alternative APN
  • 9984

Interior

Building Area4,382 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number104-142-2096
Street Address320 MEMPHIS TRCE
CityCOVINGTON
StateLA
Zip70433-4569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE LT97 PH1
Legal SubdivisionNATCHEZ TRACE
Legal Phase1
Legal Lot Number97
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2034
Census Tract40601

Owner

Source: St. Tammany Parish records · APN 104-142-2096

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address320 MEMPHIS TRCE, COVINGTON, LA 70433-4569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Document Number2297811
Record UpdatedJun 08, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateOct 27, 2021
Property Address320 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number0002297811
Map ReferenceMAP 4287
Instrument DateOct 26, 2021
Instrument2297811
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8682 E COUNTY HIGHWAY 30A, INLET BEACH, FL 32461-7035

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Mortgage

Document Number0002297814
DateOct 27, 2021
Instrument2297814
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,790.00 (-2.42%) Homeowner's exemption$74,262 (-) Land $11,000 Building $63,262$742,623 (-) Land $110,000 Building $632,623
2024$7,983.00 (-0.34%) Homeowner's exemption$74,262 (+7.17%) Land $11,000 Building $63,262$742,623 (+7.17%) Land $110,000 Building $632,623
2023$8,010.00 Homeowner's exemption$69,295 (-) Land $11,000 Building $58,295$692,952 (-) Land $110,000 Building $582,952
2022$8,010.00 Homeowner's exemption$69,295 Land $11,000 Building $58,295$692,952 Land $110,000 Building $582,952

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 450 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies450 in force
Nearby Flood Claims132 (1978–2026)
Claims Outside the SFHA69 of 132
Most Recent ClaimApr 2026, rainfall accumulation
Claims By Storm
  • Hurricane Ida, Sep 2021 · 20 claims
  • Hurricane Isaac, Aug 2012 · 25 claims
  • Hurricane Katrina, Aug 2005 · 41 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 73% of Louisiana
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: REV. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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