312 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 312 Memphis Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,390 sqft · built 2010
Lot Size	0.385 acres (16,801 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Dec 2024)
Tax Bill	$6,532 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2022 Sale + 1 more
APN	`104-142-2092`

Property Details

APN / Parcel Number

Primary APN	`104-142-2092`
Alternative APN	`9980`

Interior

Building Area	3,390 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	16,801 sqft (0.385 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	312 MEMPHIS TRCE
City	COVINGTON
State	LA
Zip	70433-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT95 PH1
Legal Subdivision	NATCHEZ TRACE
Legal Phase	1
Legal Lot Number	95
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2034
Census Tract	40601

Owner

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Cash Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2022	Cash Sale Deed, Transfer
Oct 27, 2020	Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20242432741
Prior Transfer Date	Dec 2, 2024
Prior Transfer Doc	0002432741
Record Updated	Sep 20, 2026

December 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 1, 2023
Property Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number	0002394434
Map Reference	MAP 4287
Instrument Date	Dec 1, 2023
Instrument	2394434
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 RIVER LN, MADISONVILLE, LA 70447-4200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Mortgage

Document Number	0002394435
Date	Dec 1, 2023
Instrument	2394435

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2054

September 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 16, 2022
Property Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number	0002346178
Map Reference	MAP 4287
Instrument Date	Sep 1, 2022
Instrument	2346178
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W 22ND AVE, COVINGTON, LA 70433-2606

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 27, 2020
Property Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number	0002234491
Map Reference	MAP 4287
Instrument Date	Oct 22, 2020
Instrument	2234491
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2084, COVINGTON, LA 70434-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Mortgage

Document Number	0002234500
Date	Oct 27, 2020
Instrument	2234500

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,532.00 (+3.68%) Homeowner's exemption	$63,482 (+5.47%) Land $11,000 Building $52,482	$634,816 (+5.47%) Land $110,000 Building $524,816
2024	$6,300.00 (+0.93%) Homeowner's exemption	$60,192 (+8.15%) Land $11,000 Building $49,192	$601,916 (+8.15%) Land $110,000 Building $491,916
2023	$6,242.00 (-1.33%) Homeowner's exemption	$55,654 (-1.16%) Land $11,000 Building $44,654	$556,537 (-1.16%) Land $110,000 Building $446,537
2022	$6,326.00 Homeowner's exemption	$56,305 Land $11,000 Building $45,305	$563,050 Land $110,000 Building $453,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 72% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: REV.

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