328 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 328 Memphis Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,211 sqft · built 2009
Owner	Individual Name on File
Last Sale	$650,500 (Mar 2015)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
APN	`104-142-2110`

Property Details

APN / Parcel Number

Primary APN	`104-142-2110`
Alternative APN	`9998`

Interior

Building Area	4,211 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	104-142-2110
Street Address	328 MEMPHIS TRCE
City	COVINGTON
State	LA
Zip	70433-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT99 PH1
Legal Subdivision	NATCHEZ TRACE
Legal Phase	1
Legal Lot Number	99
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2034
Census Tract	40601

Owner

Source: St. Tammany Parish records · APN 104-142-2110

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	328 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2015 · Amount on Record
Deed Sale	Mar 05, 2015 · Amount on Record
Prior Sale	Dec 27, 2012 · Amount on Record
Deed Document Number	1972979
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	328 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002153474
Date	Apr 16, 2019
Instrument	2153474

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,332.00 (-2.41%) Homeowner's exemption	$70,335 (-) Land $11,000 Building $59,335	$703,353 (-) Land $110,000 Building $593,353
2024	$7,513.00 (-0.5%) Homeowner's exemption	$70,335 (+6.97%) Land $11,000 Building $59,335	$703,353 (+6.97%) Land $110,000 Building $593,353
2023	$7,551.00 Homeowner's exemption	$65,754 (-) Land $11,000 Building $54,754	$657,540 (-) Land $110,000 Building $547,540
2022	$7,551.00 Homeowner's exemption	$65,754 Land $11,000 Building $54,754	$657,540 Land $110,000 Building $547,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 72% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: REV.

Based on FCC filings for 164 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.