316 Memphis Trce, Covington, LA 70433 Property Records

St. Tammany Parish property record for 316 Memphis Trce, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,990 sqft · built 2012
Owner	Individual Name on Record
Last Sale	$940,000 (Jul 2025)
Tax Bill	$7,627 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2017 Mortgage + 2 more
APN	`104-142-2109`

Property Details

APN / Parcel Number

Primary APN	`104-142-2109`
Alternative APN	`9997`

Interior

Building Area	3,990 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	104-142-2109
Street Address	316 MEMPHIS TRCE
City	COVINGTON
State	LA
Zip	70433-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NATCHEZ TRACE LT96 PH1
Legal Subdivision	NATCHEZ TRACE
Legal Phase	1
Legal Lot Number	96
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2034
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Apr 25, 2022	Cash Sale Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORP
Aug 15, 2017	Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Apr 25, 2022
Deed Document Number	2456174
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002325333
Date	Apr 25, 2022
Instrument	2325333

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2047

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002074988
Date	Aug 15, 2017
Instrument	2074988

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 25, 2022
Property Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number	0002325329
Map Reference	DOC 2074982
Instrument Date	Apr 14, 2022
Instrument	2325329
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 COVINGTON COTTAGE LN, COVINGTON, LA 70433-8832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Mortgage

Document Number	0002325331
Date	Apr 25, 2022
Instrument	2325331

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 15, 2017
Property Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569
Document Number	0002074982
Map Reference	MAP 4287
Instrument Date	Aug 14, 2017
Instrument	2074982
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 MEMPHIS TRCE, COVINGTON, LA 70433-4569

Mortgage

Document Number	0002074984
Date	Aug 15, 2017
Instrument	2074984

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,627.00 (-2.42%) Homeowner's exemption	$72,869 (-) Land $11,000 Building $61,869	$728,690 (-) Land $110,000 Building $618,690
2024	$7,816.00 (+11.1%) Homeowner's exemption	$72,869 (+17.96%) Land $11,000 Building $61,869	$728,690 (+17.96%) Land $110,000 Building $618,690
2023	$7,035.00 Homeowner's exemption	$61,775 (-) Land $11,000 Building $50,775	$617,750 (-) Land $110,000 Building $507,750
2022	$7,035.00 Homeowner's exemption	$61,775 Land $11,000 Building $50,775	$617,750 Land $110,000 Building $507,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 72% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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