323 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 323 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Duplex
Details	5 bd · 2.75 ba · 2,016 sqft · built 1950
Lot Size	0.167 acres (7,274 sqft)
Owner	Trust Name on File
Last Sale	$545,000 (Mar 2022)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`97242-11-002`

Property Details

APN / Parcel Number

Primary APN	`97242-11-002`
Alternative APN	`R0109886`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Units	5 Units
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,274 sqft (0.167 acres)
View / Lot	Traffic
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0109886
Street Address	323 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1052
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LMN
Legal Description	LOT 2 & 1/2 VAC ALLEY ON S SIDE SD LOT, JUSTICE PLACE, FTC
Legal Range	69W
Legal Township	7N
Legal Section	24
Legal Subdivision	JUSTICE PLACE
Legal Lot Number	2,1
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4007
Census Tract	901

Owner

323 E Prospect Rd, a duplex, is owner-occupied and held in a trust since March 2022.

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	323 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ENT CU
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Nov 15, 2006 · Amount on File
Deed Document Number	202217676
Prior Transfer Date	Dec 11, 2021
Prior Transfer Doc	0000113247
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 18, 2022
Property Address	323 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Document Number	0000017676
Instrument Date	Mar 16, 2022
Instrument	20220017676
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 W PROSECT RD, FORT COLLINS, CO 80526-1235

Mortgage

Document Number	0000017677
Date	Mar 18, 2022
Instrument	20220017677

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 15, 2021
Property Address	323 E PROSPECT RD, FORT COLLINS, CO 80525-1052
Document Number	0000113247
Instrument Date	Dec 11, 2021
Instrument	20210113247
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3901 VALLEY CREST DR, 3901, TIMNATH, CO 80547-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 VALLEY CREST DR, TIMNATH, CO 80547-2200

Tax Assessment & Valuation

The 2025 property tax bill for 323 E Prospect Rd was $3,271, up 0.7% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00 (+0.74%)	$32,825 Land $2,375 Building $30,450	$525,200 Land $38,000 Building $487,200
2024	$3,247.00 (+5.08%)
2023	$3,090.00 (+38.88%)	$37,533 (+59.25%) Land $2,546 Building $34,987	$560,200 (+61.63%) Land $38,000 Building $522,200
2022	$2,225.00	$23,569 Land $2,584 Building $20,985	$346,600 Land $38,000 Building $308,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 E Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 E Prospect Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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