403 E Prospect Rd, Fort Collins, CO 80525 Property Records

Larimer County property record for 403 E Prospect Rd, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Apr 2020)
Tax Bill	$3,976 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97242-10-002`

Property Details

APN / Parcel Number

Primary APN	`97242-10-002`
Alternative APN	`R0109797`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
Basement Area	1,214 sqft
Finished Basement	487 sqft
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	618 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0109797
Old Parcel Number	9724210002
Street Address	403 E PROSPECT RD
City	FORT COLLINS
State	CO
Zip	80525-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 1, GRAY STRECKER, FTC
Legal Range	69
Legal Township	07
Legal Section	24
Legal Quarter	NW
Legal Subdivision	GRAY-STRECKER
Legal Block	1
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	4
Census Block	4006
Census Tract	901

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E PROSPECT RD, FORT COLLINS, CO 80525-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	20200028630
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 27, 2020
Property Address	403 E PROSPECT RD, FORT COLLINS, CO 80525-1054
Document Number	0000028630
Instrument Date	Apr 24, 2020
Instrument	20200028630
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E PROSPECT RD, FORT COLLINS, CO 80525-1054

Mortgage

Document Number	0000028631
Date	Apr 27, 2020
Instrument	20200028631

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,976.00 (+20.52%)	$39,906 (+0.2%) Land $2,500 Building $37,406	$638,500 (+7.42%) Land $40,000 Building $598,500
2023	$3,299.00 (+13.52%)	$39,825 (+29.38%) Land $2,680 Building $37,145	$594,400 (+34.21%) Land $40,000 Building $554,400
2022	$2,906.00	$30,782 Land $2,780 Building $28,002	$442,900 Land $40,000 Building $402,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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